2731 Albany Post Rd, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 2731 Albany Post Rd, Montgomery, NY 12549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1991
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2021)
Tax Bill	$10,428 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`334289 11-1-79`

Property Details

APN / Parcel Number

Primary APN	`334289 11-1-79`
Alternative APNs	`428901100000010790000000` `11-1-79`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,140 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	992 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	11-1-79
Street Address	2731 ALBANY POST RD
City	MONTGOMERY
State	NY
Zip	12549-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	LT 1 RESTORATION SUPPLY HOUSE LTD MAP 9221
Legal Subdivision	RESTORATION SUPPLY HOUSE LTD
Legal Block	1
Legal Lot Number	79.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1023
Census Tract	10601

Owner

Source: Orange County and Montgomery Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage HUDSON VALLEY FEDERAL CREDIT UNION
Dec 6, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Sep 6, 2018	Deed of Trust, Mortgage HUDSON VALLEY CREDIT UNION
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Aug 19, 2020	Loan Modification, Mortgage · Conventional Mortgage HUDSON VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	202181361
Deed Book / Page	15106 / 1337
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jul 15, 2026
Property Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Document Number	0000051437
Book / Page	15921 / 348
Instrument Date	Jun 26, 2026
Instrument	202651437
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158

Mortgage

Document Number	0000051437,
Date	Jul 15, 2026
Book Page	15921/348
Instrument	202651437

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2033

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 6, 2021
Property Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Document Number	0000081361
Book / Page	15106 / 1337
Instrument Date	Sep 23, 2021
Instrument	20210081361
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 COUNTRY CLUB DR, FLORIDA, NY 10921-1526

Mortgage

Document Number	0000081362
Date	Dec 6, 2021
Instrument	20210081362

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064481
Date	Sep 6, 2018
Book Page	0000014456/0000000150
Instrument	20180064481

Lender

Name	HUDSON VALLEY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	76 Months
Due	Jan 1, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046463
Date	Sep 4, 2020
Book Page	14798/321
Instrument	20200046463

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	2731 ALBANY POST RD, MONTGOMERY, NY 12549-2158
Document Number	0000046464
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 ALBANY POST RD MONTGOMERY NY 125492158, MONTGOMERY, NY 12549-2158

Mortgage

Document Number	0000046464
Date	Sep 4, 2020
Book Page	014798/000339
Instrument	46464

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2035

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,400 (-) Land $42,500 Building $165,900	$563,200 (+8.1%)
2024	$10,428.00	$208,400 (-) Land $42,500 Building $165,900	$521,000 (+5%)
2023		$208,400 (+2.76%) Land $42,500 Building $165,900	$496,200 (+19.88%) Land $101,192 Building $395,008
2022		$202,800 Land $42,500 Building $160,300	$413,900 Land $86,739 Building $327,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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