27309 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 27309 Ridge Rd, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,133 sqft · built 1966
Lot Size0.528 acres (23,006 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Jun 2017)
Tax Bill$5,220 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-00940288

Property Details

APN / Parcel Number

Primary APN12-00940288
Alternative APN
  • 00940288

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,133 sqft Living Area
1st Floor Area1,233 sqft
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,006 sqft (0.528 acres)

Exterior Amenities

PorchOpen Porch
Porch Area282 sqft
Deck Area392 sqft
Patio Area176 sqft
Balcony Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number00940288
Street Address27309 RIDGE RD
CityDAMASCUS
StateMD
Zip20872-1051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionMT RADNOR 5780-795
Legal SubdivisionLOCUST LEVEL
Legal Block1
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1016
Census Tract700204

Owner

27309 Ridge Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address27309 RIDGE RD, DAMASCUS, MD 20872-1051
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 1, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST NAT'L BK/AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2017 · Amount on File
Deed SaleJun 2, 2017 · Amount on File
Deed Book / Page54379 / 451
Prior Transfer DateJun 9, 2016
Prior Transfer Doc0523930273
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address27309 RIDGE RD, DAMASCUS, MD 20872-1051
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyHOUSEHOLD T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0607920412
DateOct 16, 2020
Book Page60792/412
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateJun 1, 2017
Property Address27309 RIDGE RD, DAMASCUS, MD 20872-1051
Document Number0543790451
Book / Page054379 / 000451
Instrument DateMay 8, 2017
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyHOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27309 RIDGE RD DAMASCUS MD 208721051, DAMASCUS, MD 20872-1051

Mortgage

Document Number543790458
DateJun 1, 2017
Book Page054379/000458
Lender
NameFIRST NAT'L BK/AMERICA
TypeMortgage Company
AddressEAST LANSING, MI 48826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27309 Ridge Rd was $5,220, down 6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,200 (+5.02%)$500,000 (-) Land $189,800 Building $310,200
2025$5,220.00 (-5.98%)$454,400$500,000 Land $189,800 Building $310,200
2024$5,552.00
2023$406,100$431,600 Land $180,900 Building $250,700
2022$4,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27309 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27309 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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