St. Mary's County property record for 27305 Fred Ln, Mechanicsville, MD 20659
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,612 sqft · built 1995 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,154 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-039053 |
| Primary APN | 05-039053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,612 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 492 sqft |
| Deck Area | 906 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 039053 |
|---|---|
| Street Address | 27305 FRED LN |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 3.21 ACS & AG PAR B PLAT 54/90 FRED WOOD MINOR SUBD |
| Legal Subdivision | FRED WOOD MINOR SUB |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 5, MECHANICSVILLE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 875000 |
27305 Fred Ln is owned and occupied by an individual.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27305 FRED LN, MECHANICSVILLE, MD 20659-4884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 27305 Fred Ln was $7,154.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,133 | $742,700 Land $152,500 Building $590,200 | |
| 2025 | $7,154.00 | ||
| 2023 | $6,411.00 | $595,433 | $618,000 Land $142,500 Building $475,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27305 Fred Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27305 Fred Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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