2730 Traverse Dr, Vernon, FL 32462 Property Records

Washington County property record for 2730 Traverse Dr, Vernon, FL 32462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1987
Lot Size	2.36 acres (103,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Feb 2025)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Sep 2022 Sale & Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`000046100009`

Property Details

APN / Parcel Number

Primary APN	`000046100009`
Alternative APNs	`00000000-00-4610-0009` `46100009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	103,150 sqft (2.36 acres)
Garage Type	Attached
Garage Area	644 sqft
Porch	Florida Room
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2730 TRAVERSE DR
City	VERNON
State	FL
Zip	32462-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 3 15 ORB 1327 P 360, LOT 26 RB/S.
Legal Range	15W
Legal Township	03S
Legal Section	25
Legal Subdivision	RAINBOWS END
Legal Block	9
Legal Lot Number	26
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1118
Census Tract	970303

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1251 ROLAND RD, CHIPLEY, FL 32428-5177
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU
Sep 21, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage CALIBER HOME LOANS INC
Aug 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2025751
Deed Book / Page	1327 / 360
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0067006284
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 5, 2025
Property Address	2730 TRAVERSE DR, VERNON, FL 32462-3368
Document Number	0067000751
Book / Page	1327 / 360
Map Reference	MB 1 PG 30
Instrument Date	Feb 5, 2025
Instrument	202567000751
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W3149 WISCONSIN 64, PESHTIGO, WI 54157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 ROLAND RD, CHIPLEY, FL 32428-5177

Mortgage

Document Number	0000000362
Date	Feb 5, 2025
Instrument	1327/362

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2035

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 21, 2022
Property Address	2730 TRAVERSE DR, VERNON, FL 32462-3368
Document Number	0067007944
Book / Page	1253 / 962
Map Reference	MB 1 PG 30
Instrument Date	Sep 16, 2022
Instrument	202267007944
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3917 W 27TH CT, PANAMA CITY, FL 32405-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 TRAVERSE DR, VERNON, FL 32462-3368

Mortgage

Document Number	0000000978
Date	Sep 21, 2022
Instrument	1253/978

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0067007945
Date	Sep 21, 2022
Book Page	1253/964
Instrument	202267007945

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Aug 25, 2021
Property Address	2730 TRAVERSE DR, VERNON, FL 32462-3368
Document Number	0067006284
Book / Page	1216 / 309
Instrument Date	Aug 19, 2021
Instrument	202167006284
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 W 27TH CT, PANAMA CITY, FL 32405-1256

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Municipality	Vernon City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+18.61%)	$212,040 (+17.9%) Land $9,000 Building $203,040	$212,040 (+17.9%) Land $9,000 Building $203,040
2024	$3,256.00 (+7.18%)	$179,847 (+9.12%) Land $9,000 Building $170,847	$179,847 (+9.12%) Land $9,000 Building $170,847
2023	$3,038.00 (+64.48%)	$164,823 (+36.03%) Land $9,000 Building $155,823	$164,823 (+36.03%) Land $9,000 Building $155,823
2022	$1,847.00	$121,170 Land $5,300 Building $115,870	$121,170 Land $5,300 Building $115,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 736 people · EPA ID FL1670710
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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