2730 Surf Top Rd, Clermont, FL 34711 Property Records

Lake County property record for 2730 Surf Top Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,610 sqft · built 2021
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,612 (2024)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-26-0101-000-22900`

Property Details

APN / Parcel Number

Primary APN	`34-22-26-0101-000-22900`
Alternative APN	`3920183`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,610 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920183
Street Address	2730 SURF TOP RD
City	CLERMONT
State	FL
Zip	34711-7532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW PHASE II PB 72 PG 61-64 LOT 229 ORB 5869 PG 1512
Legal Subdivision	CRESTVIEW
Legal Phase	2
Legal Lot Number	229
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

2730 Surf Top Rd is owned and occupied by two individuals.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3992 ISABELLA CIR, WINDERMERE, FL 34786-9531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0058691512
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2730 SURF TOP RD, CLERMONT, FL 34711-7532
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 SURF TOP RD, CLERMONT, FL 34711-7532

Mortgage

Document Number	0062331500
Date	Oct 27, 2023
Book Page	6233/1500
Instrument	2023132543

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2730 SURF TOP RD, CLERMONT, FL 34711-7532
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9244 VINTAGE HILLS WAY 6-206, 6-206, WINTER GARDEN, FL 34787-2578

Mortgage

Document Number	0058691514
Date	Jan 5, 2022
Book Page	5869/1514
Instrument	2022001331

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,442 Land $100,000 Building $362,442	$462,442 Land $100,000 Building $362,442
2024	$7,612.00 (+1.59%)
2023	$7,493.00 (+0.52%) Homeowner's exemption	$473,467 (+0.88%)	$473,467 (+0.88%) Land $60,000 Building $413,467
2022	$7,454.00 Homeowner's exemption	$469,332	$469,332 Land $60,000 Building $409,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2730 Surf Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2730 Surf Top Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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