McLennan County property record for 2730 Live Oak Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,555 sqft · built 1939 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,700 (Sep 2026) |
| Tax Bill | $4,006 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-012200-016300-5 |
| Primary APN | 48-012200-016300-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,827 sqft |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 21 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2730 LIVE OAK AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT 9 10 BLOCK 10 ACRES .3788 |
| Legal Subdivision | DEAN |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 900 |
2730 Live Oak Ave is owned and occupied by an individual who bought it in September 2026.
Source: McLennan County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5502 CHERRY RIDGE RD, RICHMOND, TX 77406-7647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION |
| May 3, 2024 | Vendor's Lien, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Oct 9, 2020 | Deed of Trust, Mortgage FIRST GUARANTY BK |
| May 14, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | May 3, 2024 · Amount on File |
| Deed Document Number | 202629584 |
| Prior Transfer Date | Nov 3, 2009 |
| Prior Transfer Doc | 0000034777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 11, 2026 |
| Property Address | 2730 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000029584 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202629584 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5502 CHERRY RIDGE RD, RICHMOND, TX 77406-7647 |
| Document Number | 0000029585, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202629585 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 3, 2024 |
| Property Address | 2730 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000013222 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | May 2, 2024 |
| Instrument | 2024013222 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000013223 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024013223 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2730 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000037702 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2730 LIVE OAK AVE WACO TX 767083204, WACO, TX 76708-3204 |
| Document Number | 0000037702 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 37702 |
| Name | FIRST GUARANTY BK |
|---|---|
| Type | Bank |
| Address | HAMMOND, LA 70404 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 20, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 14, 2019 |
| Property Address | 2730 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000015855 |
| Instrument Date | May 7, 2019 |
| Instrument | 15855 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 LIVE OAK AVE WACO TX 767083204, WACO, TX 76708-3204 |
The 2025 property tax bill for 2730 Live Oak Ave was $4,006 with a homeowner's exemption, up 40.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,417 (-6.46%) Land $32,175 Building $217,242 | $249,417 (-6.46%) Land $32,175 Building $217,242 | |
| 2025 | $4,006.00 (+40.41%) Homeowner's exemption | $266,630 Land $29,210 Building $237,420 | $266,630 Land $29,210 Building $237,420 |
| 2024 | $2,853.00 | ||
| 2023 | $222,810 Land $29,210 Building $193,600 | $222,810 Land $29,210 Building $193,600 | |
| 2022 | $2,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2730 Live Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2730 Live Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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