2730 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2730 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,232 sqft · built 2014
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$274,500 (Apr 2015)
Tax Bill$4,682 (2023)
Deeds & MortgagesApr 2023 Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04051F0322.000000

Property Details

APN / Parcel Number

Primary APN04051F0322.000000
Alternative APNs
  • 5602 67 5953
  • 77016

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,232 sqft Living Area
Gross Area3,672 sqft
1st Floor Area1,364 sqft
Upper Floors Area1,868 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeMixed
Garage Area440 sqft
DrivewayDriveway
Driveway Area384 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area116 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number77016
Street Address2730 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLT 322 KELLSWATER BRIDGE
Legal SubdivisionVILLAGE KELLSWATER BRIDGE
Legal Lot Number322
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3009
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0322.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP
Oct 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP
May 08, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2015 · Amount on Record
Deed SaleApr 23, 2015 · Amount on Record
Prior SaleJun 26, 2012 · Amount on Record
Deed Document Number0011377197
Deed Book / Page11377 / 197
Record UpdatedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Transaction TypeMortgage
Record UpdatedMay 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016456183
DateApr 21, 2023
Book Page16456/183
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001531673
DateJul 09, 2021
Book Page15316/73
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number1368178
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2730 KEADY MILL LOOP KANNAPOLIS NC 280816443, KANNAPOLIS, NC 28081-6443

Mortgage

Document Number1368178
DateAug 26, 2019
Book Page013681/000078
Instrument22441
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 25, 2044

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number13234247
Instrument DateOct 13, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018
Title CompanyMORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2730 KEADY MILL LOOP KANNAPOLIS NC 280816443, KANNAPOLIS, NC 28081-6443

Mortgage

Document Number13234247
DateOct 19, 2018
Book Page013234/000247
Instrument26395
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueOct 18, 2045

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address2730 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number12519253
Instrument DateMay 08, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 KEADY MILL LOOP KANNAPOLIS NC 280816443, KANNAPOLIS, NC 28081-6443

Mortgage

Document Number12519253
DateJun 05, 2017
Book Page012519/000253
Instrument14014
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 04, 2057
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,682.00$341,760 Land $58,000 Building $283,760$341,760 Land $58,000 Building $283,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Uniti Group.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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