2730 Bethman Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2730 Bethman Rd, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,480 sqft · built 1960
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,887 (2025)
Deeds & MortgagesJul 2017 Mortgage
Jun 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN943260A000

Property Details

APN / Parcel Number

Primary APN943260A000
Alternative APN
  • 5-0077-S013-00-0005.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area2,080 sqft
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,560 sqft
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number943260A000
Street Address2730 BETHMAN RD
CitySAINT CHARLES
StateMO
Zip63301-4318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA9
Legal DescriptionPT NW1/4
Legal Range4
Legal Township47
Legal Section01
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2015
Census Tract311500

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1348 DEERFIELD ESTATES DR, O FALLON, MO 63366-4316
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
COMMERCE BANK
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
COMMERCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 1999
Deed SaleAug 2, 1999
Deed Document Number199964725
Deed Book / Page2287 / 648
Prior Transfer DateMar 26, 1999
Prior Transfer Doc0000026255
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2730 BETHMAN RD, SAINT CHARLES, MO 63301-4318
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067752398
DateJul 17, 2017
Book Page6775/2398
Instrument20170717000439510
Lender
NameCOMMERCE BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2730 BETHMAN RD, SAINT CHARLES, MO 63301-4318
Document Number0067761182
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2730 BETHMAN RD ST CHARLES MO 633014318, ST CHARLES, MO 63301-4318

Mortgage

Document Number0067761182
DateJul 18, 2017
Book Page006776/001182
Instrument441610
Lender
NameCOMMERCE BK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,049 (-)$147,624 (-) Land $10,000 Building $137,624
2025$1,887.00$28,049 (+0.25%)$147,624 (+0.25%) Land $10,000 Building $137,624
2023$27,979
2022$147,258 Land $10,000 Building $137,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims307 (1979–2022)
Claims Outside the SFHA22 of 307
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 43 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Brown Dog Networks
Fixed Wireless
50 / 10
AT&T
Fixed Wireless
25 / 3

May also be available: Wisper ISP.

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