2730 195th St, Calmar, IA 52132 Property Records

Winneshiek County property record for 2730 195th St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,903 sqft · built 2021
Lot Size	4.49 acres (195,584 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,620 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141710001900`

Property Details

APN / Parcel Number

Primary APN	`141710001900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
Basement Area	1,903 sqft
Finished Basement	150 sqft
Unfinished Basement	1,903 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,584 sqft (4.49 acres)
Garage Type	Attached
Garage Area	961 sqft
Parking Spaces	4 Parking Spaces
Deck Area	767 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2730 195TH ST
City	CALMAR
State	IA
Zip	52132-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2-3 SE NW & LOT 1-1 SW NW
Legal Range	09W
Legal Township	97N
Legal Section	17
Legal Lot Number	1-3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1007
Census Tract	950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2730 195TH ST, CALMAR, IA 52132-7557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage DECORAH BANK & TRUST CO
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage DECORAH BANK & TRUST CO
Jun 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2019
Transfer Doc	02019/1669
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2730 195TH ST, CALMAR, IA 52132-7557
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3639
Date	Sep 14, 2021
Book Page	2021/3639
Instrument	2021 3639

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 13, 2022

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2730 195TH ST, CALMAR, IA 52132-7557
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4719
Date	Nov 10, 2020
Book Page	2020/4719
Instrument	2020 4719

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 28, 2019
Property Address	2730 195TH ST, CALMAR, IA 52132-7557
Document Number	02019/1669
Book / Page	2019 / 1669
Instrument Date	Jun 18, 2019
Instrument	1669
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S WEBSTER ST, CALMAR, IA 52132-7710

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,620.00	$382,140 (-) Land $42,280 Building $339,860	$382,140 (-) Land $42,280 Building $339,860
2025	$4,620.00 (+14.19%)	$382,140 (+12.95%) Land $42,280 Building $339,860	$382,140 (+12.95%) Land $42,280 Building $339,860
2024	$4,046.00 (+2.48%)
2023		$338,340 (+14.43%) Land $42,280 Building $296,060	$338,340 (+14.43%) Land $42,280 Building $296,060
2022	$3,948.00 Additional exemption filed	$295,670 Land $35,240 Building $260,430
2021			$295,670 Land $35,240 Building $260,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Mabel Cooperative Telephone Company, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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