273 Walnut St, Toccoa, GA 30577 Property Records

Stephens County property record for 273 Walnut St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,018 sqft · built 1920
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2023)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T19 255`

Property Details

APN / Parcel Number

Primary APN	`T19 255`
Alternative APN	`570150`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,018 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	895 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	570150
Street Address	273 WALNUT ST
City	TOCCOA
State	GA
Zip	30577-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-I
Legal Description	LOTS 3 & 4 BLK A MCAVOY S/D
Legal Subdivision	MCAVOY
Legal Block	A
Legal Lot Number	3,4
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4020
Census Tract	970301

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	273 WALNUT ST, TOCCOA, GA 30577-6469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK
Jun 13, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Book / Page	1345 / 158
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0010820423
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 5, 2023
Property Address	273 WALNUT ST, TOCCOA, GA 30577-6469
Document Number	0013450158
Book / Page	1345 / 158
Instrument Date	Oct 3, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 WALNUT ST, TOCCOA, GA 30577-6469

Mortgage

Document Number	0001345160
Date	Oct 5, 2023
Instrument	1345/160

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.72%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 13, 2022
Property Address	273 WALNUT ST, TOCCOA, GA 30577-6469
Document Number	0013000271
Book / Page	1300 / 271
Instrument Date	Jun 13, 2022
Instrument	2022-000913
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 WALNUT ST, TOCCOA, GA 30577-6469

Mortgage

Document Number	0013000000000274
Date	Jun 15, 2022
Book Page	0000001300/0000000274
Instrument	2022000972

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,219.00 (+170.04%)	$178,267 (+173.76%) Land $7,598 Building $170,669	$445,667 (+173.76%) Land $18,994 Building $426,673
2023	$2,303.00 (+19.57%)	$65,118 (+19.56%) Land $7,598 Building $57,520	$162,795 (+19.56%) Land $18,994 Building $143,801
2022	$1,926.00	$54,464 Land $7,598 Building $46,866	$136,159 Land $18,994 Building $117,165

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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