273 Richmond Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 273 Richmond Rd, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,459 sqft · built 1977
Lot Size	12.4 acres (542,758 sqft)
Owner	Individual Name on Record
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Nov 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:032 B:0004 L:000A`

Property Details

APN / Parcel Number

Primary APN	`TROY M:032 B:0004 L:000A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,008 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	542,758 sqft (12.4 acres)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	273 RICHMOND RD
City	TROY
State	NH
Zip	03465-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	4
Legal Lot Number	A
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4015
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	273 RICHMOND RD, TROY, NH 03465-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 23, 2016	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Nov 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Nov 23, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 23, 2016	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	273 RICHMOND RD, TROY, NH 03465-2405
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003219-950
Date	Jul 15, 2022
Book Page	3219/950
Instrument	2206596

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Aug 1, 2100

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	273 RICHMOND RD, TROY, NH 03465-2405
Document Number	0029740839
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICHMOND RD TROY NH 034652405, TROY, NH 03465-2405

Mortgage

Document Number	0029740839
Date	Jan 25, 2017
Book Page	002974/000839
Instrument	1700662

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.87%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	273 RICHMOND RD, TROY, NH 03465-2405
Document Number	0029740852
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICHMOND RD TROY NH 034652405, TROY, NH 03465-2405

Mortgage

Document Number	0029740852
Date	Jan 25, 2017
Book Page	002974/000852
Instrument	1700663

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.87%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	273 RICHMOND RD, TROY, NH 03465-2405
Document Number	0029820113
Book / Page	002982 / 000113
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICHMOND RD TROY NH 034652405, TROY, NH 03465-2405

Mortgage

Document Number	0029820113
Date	Apr 17, 2017
Book Page	002982/000113
Instrument	1702829

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.87%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	273 RICHMOND RD, TROY, NH 03465-2405
Document Number	0029820099
Book / Page	002982 / 000099
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICHMOND RD TROY NH 034652405, TROY, NH 03465-2405

Mortgage

Document Number	0029820099
Date	Apr 17, 2017
Book Page	002982/000099
Instrument	1702828

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,411.00 (+9.25%)	$251,218 (+76.39%) Land $34,518 Building $216,700
2018	$4,953.00	$142,420 Land $31,220 Building $111,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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