273 Rich Loop, Sparta, TN 38583 Property Records

White County property record for 273 Rich Loop, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,266 sqft · built 1997
Lot Size	1.42 acres (61,875 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Jul 2021)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093052B D 00400`

Property Details

APN / Parcel Number

Primary APN	`093052B D 00400`
Alternative APN	`052B D 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	2,266 sqft
Upper Floors Area	624 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Metal
Lot Area	61,875 sqft (1.42 acres)
Lot Dimensions	275 ft deep x 225 ft wide
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	273 RICH LOOP
City	SPARTA
State	TN
Zip	38583-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: THOUSAND OAKS S/D; LOT: 111
Legal Subdivision	THOUSAND OAKS S/D
Legal Lot Number	111
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3038
Census Tract	935000

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	273 RICH LOOP, SPARTA, TN 38583-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	0000485748
Deed Book / Page	485 / 748
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	273 RICH LOOP, SPARTA, TN 38583-3171
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICH LOOP, SPARTA, TN 38583-3171

Mortgage

Document Number	0RB516/639
Date	Sep 6, 2022
Book Page	RB516/639
Instrument	22004123

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Sep 30, 2029

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jul 15, 2021
Property Address	273 RICH LOOP, SPARTA, TN 38583-3171
Document Number	RB485/748
Book / Page	RB485 / 748
Map Reference	MB 1 PG 67
Instrument Date	Jul 15, 2021
Instrument	21003314
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 RICH LOOP, SPARTA, TN 38583-3171

Mortgage

Document Number	21003315
Date	Jul 15, 2021
Instrument	21003315

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00 (+35.67%)	$85,000 (+97.33%) Land $7,500 Building $77,500	$340,000 (+97.33%) Land $30,000 Building $310,000
2023		$43,075 Land $3,900 Building $39,175
2021	$883.00
2020			$172,300 Land $15,600 Building $156,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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