273 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 273 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2019)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:53`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:53`
Alternative APN	`340530000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	775 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	340530000
Street Address	273 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSRD2
Legal Lot Number	53
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3004
Census Tract	25203

Owner

273 Elm St is owned by an individual who bought it in October 2019.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8 CROSS ST, BIDDEFORD, ME 04005-2710
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CREDIT UNION
Oct 1, 2019	Warranty Deed, Transfer PEOPLESCHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	201941588
Deed Book / Page	18059 / 681
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 16, 2026
Property Address	273 ELM ST, BIDDEFORD, ME 04005-3025
Document Number	0198840564
Book / Page	19884 / 564
Instrument Date	Apr 8, 2026
Instrument	202612563
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 ELM ST, BIDDEFORD, ME 04005-3025

Mortgage

Document Number	0000012563,
Date	Apr 16, 2026
Book Page	19884/564
Instrument	202612563

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 1, 2019
Property Address	273 ELM ST, BIDDEFORD, ME 04005-3025
Document Number	0180590681
Book / Page	018059 / 000681
Instrument Date	Sep 27, 2019
Instrument	41588
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CROSS ST BIDDEFORD ME 040052710, BIDDEFORD, ME 04005-2710

Mortgage

Document Number	180590684
Date	Oct 1, 2019
Book Page	018059/000684
Instrument	41589

Lender

Name	PEOPLESCHOICE CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 273 Elm St was $3,615, up 6% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (+6.01%)	$242,000 (+0.92%) Land $126,600 Building $115,400
2024	$3,410.00 (+8.39%)	$239,800 (-) Land $126,600 Building $113,200
2023	$3,146.00 (+6.75%)	$239,800 (+33.52%) Land $126,600 Building $113,200	$408,405
2022	$2,947.00	$179,600 Land $63,000 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 273 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 273 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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