Madison County property record for 273 Cook Rd, Ardmore, AL 35739
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,280 sqft · built 2022 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2020) |
| Tax Bill | $4,304 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-19-0-002-001.019 |
| Primary APN | 05-04-19-0-002-001.019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,280 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Area | 2,944 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 562018 |
|---|---|
| Street Address | 273 COOK RD |
| City | ARDMORE |
| State | AL |
| Zip | 35739-8707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 TIMBERCREST S/D PB # 2019-22683 |
| Legal Range | 02W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | TIMBERCREST S/D |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10406 |
273 Cook Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 273 COOK RD, ARDMORE, AL 35739-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA |
| Dec 30, 2020 | Deed, Transfer · Line of Credit ALABAMA FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Prior Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 2020104546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 14, 2026 |
| Property Address | 273 COOK RD, ARDMORE, AL 35739-8707 |
| Document Number | 2026178652 |
| Book / Page | 2026 / 178652 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 273 COOK RD, ARDMORE, AL 35739-8707 |
| Document Number | 2026178652, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 2026/178652 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 273 COOK RD, ARDMORE, AL 35739-8707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 273 COOK RD, ARDMORE, AL 35739-8707 |
| Document Number | 0000058757 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2026/58757 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | 2440 MALL DR, NORTH CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 30, 2020 |
| Property Address | COOK RD, ARDMORE, AL 35739 |
| Document Number | 0000104546 |
| Map Reference | DOC 2019-00022683 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2020-00104546 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 113 RESERVE WAY, MADISON, AL 35758-6874 |
| Document Number | 0000104547 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-00104547 |
| Name | ALABAMA FARM CREDIT ACA |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 273 Cook Rd was $4,304 with a homeowner's exemption, up 0.8% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,304.00 (+0.8%) | ||
| 2025 | $4,270.00 Homeowner's exemption | $119,460 Land $13,920 Building $105,540 | $1,194,500 Land $139,200 Building $1,055,300 |
| 2023 | $4,579.00 (+314.39%) | $255,000 (+672.73%) Land $33,000 Building $222,000 | $1,174,100 (+611.58%) Land $165,000 Building $1,009,100 |
| 2022 | $1,105.00 | $33,000 Land $33,000 | $165,000 Land $165,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 273 Cook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 273 Cook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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