27290 S Horner Rd, Estacada, OR 97023 Property Records

Clackamas County property record for 27290 S Horner Rd, Estacada, OR 97023

Property Summary

Property Type	Rural Home
Details	2 ba · 1,893 sqft · built 1984
Lot Size	7.42 acres (323,632 sqft)
Owner	Individual Name on File
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`44E22B 02100`

Property Details

APN / Parcel Number

Primary APN	`44E22B 02100`
Alternative APN	`01064911`

Interior

Full Baths	2 Baths
Building Area	1,893 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1984
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	323,632 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	01064911
Street Address	27290 S HORNER RD
City	ESTACADA
State	OR
Zip	97023-9458
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FF10
Legal Description	1948 MOUNTAIN MEADOWS LT 4
Legal Range	04E
Legal Township	04S
Legal Section	22
Legal Quarter	NW
Legal Subdivision	MEADOWS
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	COLTON
Census Block Group	3
Census Block	3003
Census Tract	24100

Owner

27290 S Horner Rd, a rural home, is owned and occupied by an individual who acquired it in November 2019.

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	27290 S HORNER RD, ESTACADA, OR 97023-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 12, 2019	Intrafamily Transfer, Transfer · Construction Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 22, 2008
Last Transfer Date	Nov 12, 2019
Transfer Doc	0000071445
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	27290 S HORNER RD, ESTACADA, OR 97023-9458
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024947
Date	Mar 10, 2021
Instrument	2021-024947

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 12, 2019
Property Address	27290 S HORNER RD, ESTACADA, OR 97023-9458
Document Number	0000071445
Instrument Date	Nov 6, 2019
Instrument	2019-071445
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27290 S HOMER ROAD, ESTACADA, OR 97023

Mortgage

Document Number	0000071446
Date	Nov 12, 2019
Instrument	2019-071446

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 27290 S Horner Rd was $4,807.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Estacada School District 108 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00	$407,352	$920,145 Land $417,685 Building $502,460
2023	$4,983.00	$383,972	$911,891 Land $409,601 Building $502,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27290 S Horner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27290 S Horner Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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