2729 Wesley Chapel Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2729 Wesley Chapel Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,783 sqft · built 1996
Lot Size	0.697 acres (30,361 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Jun 2017)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-096-001B`

Property Details

APN / Parcel Number

Primary APN	`07-096-001B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,361 sqft (0.697 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	370 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2729 WESLEY CHAPEL RD
City	INDIAN TRAIL
State	NC
Zip	28079-5269
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#123 WESLEY WOODS SECT II OPCC822
Legal Subdivision	WESLEY WOODS
Legal Lot Number	123
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2011
Census Tract	20307

Owner

2729 Wesley Chapel Rd, a rural home, is owned and occupied by an individual who bought it in June 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2729 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079-5269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage VETERANS UNITED HM LNS
Jun 29, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	201718474
Deed Book / Page	6963 / 203
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2729 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079-5269
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8233285
Date	Sep 8, 2021
Book Page	8233/285
Instrument	42376

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2729 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079-5269
Document Number	71241
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2729 WESLEY CHAPEL RD INDIAN TRAIL NC 280795269, INDIAN TRAIL, NC 28079-5269

Mortgage

Document Number	71241
Date	Mar 26, 2018
Book Page	007124/000001
Instrument	7545

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 29, 2017
Property Address	2729 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079-5269
Document Number	6963203
Book / Page	006963 / 000203
Instrument Date	Jun 29, 2017
Instrument	18474
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2729 WESLEY CHAPEL RD INDIAN TRAIL NC 280795269, INDIAN TRAIL, NC 28079-5269

Mortgage

Document Number	6963205
Date	Jun 29, 2017
Book Page	006963/000205
Instrument	18475

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2729 Wesley Chapel Rd was $2,358.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,200 (-) Land $111,400 Building $372,800	$484,200 (-) Land $111,400 Building $372,800
2025	$2,358.00	$484,200 Land $111,400 Building $372,800	$484,200 Land $111,400 Building $372,800
2023	$1,918.00	$300,500 Land $65,100 Building $235,400	$300,500 Land $65,100 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2729 Wesley Chapel Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2729 Wesley Chapel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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