2729 Ocean St, Carlsbad, CA 92008 Property Records

San Diego County property record for 2729 Ocean St, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,475 sqft · built 1980
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$622,000 (Sep 1986)
Tax Bill	$18,016 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`203-140-27-00`

Property Details

APN / Parcel Number

Primary APN	`203-140-27-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,475 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2729 OCEAN ST
City	CARLSBAD
State	CA
Zip	92008-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BLK A LOTS 32 & 33 TR 001221
Legal Subdivision	HAYES LAND CO ADD
Legal Tract	001221
Legal Block	A
Legal Lot Number	32,33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 29, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 15, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 1986 · Amount on Record
Deed Sale	Sep 5, 1986 · Amount on Record
Deed Document Number	1986389920
Last Transfer Date	Feb 3, 1993
Transfer Doc	0000181740
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241

Mortgage

Document Number	0000586458
Date	Aug 18, 2021
Instrument	2021-0586458

Lender

Name	US BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241

Mortgage

Document Number	0000394748
Date	May 25, 2021
Instrument	2021-0394748

Lender

Name	US BANK NA
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394746
Date	May 25, 2021
Instrument	2021-0394746

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490568
Date	Oct 23, 2017
Instrument	2017-0490568

Lender

Name	US BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465872
Date	Oct 10, 2017
Instrument	2017-0465872

Lender

Name	US BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273222
Date	May 29, 2020
Instrument	2020-0273222

Lender

Name	US BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371159
Date	Aug 15, 2017
Instrument	2017-0371159

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552453
Date	Nov 26, 2019
Instrument	2019-0552453

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2729 OCEAN ST, CARLSBAD, CA 92008-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246992
Date	May 15, 2020
Instrument	2020-0246992

Lender

Name	US BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,702,294 (+2%) Land $896,149 Building $806,145
2025	$18,016.00 (+4.07%) Homeowner's exemption	$1,668,917 (+4.04%) Land $878,578 Building $790,339
2023	$17,312.00 (+1.57%) Homeowner's exemption	$1,604,112 Land $844,462 Building $759,650
2022	$17,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	25 units insured incl. 12 condo units
Nearby Flood Claims	26 (1983–2024)
Claims Outside the SFHA	25 of 26
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms, High Tides & Flooding, Jan 1988 · 20 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Cox Communications, GeoLinks.

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