Hillsborough County property record for 2728 Villa Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,880 sqft · built 2002 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Oct 2019) |
| Tax Bill | $5,195 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087258-8136 |
| Primary APN | 087258-8136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 3,750 sqft |
| 1st Floor Area | 1,684 sqft |
| 2nd Floor Area | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 352 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0872588136 |
|---|---|
| Street Address | 2728 VILLA DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-5949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BUCKHORN GROVES PHASE 1 LOT 4 BLOCK 3 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 05 |
| Legal Subdivision | BUCKHORN GROVES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 5OE |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 13206 |
2728 Villa Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Oct 23, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Oct 28, 2019 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on File |
| Deed Sale | Oct 28, 2019 · Amount on File |
| Prior Sale | Mar 24, 2005 · Amount on File |
| Deed Document Number | 2019463297 |
| Deed Book / Page | 27061 / 1364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Document Number | 0000485933 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023485933 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Document Number | 0000465827 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2728 VILLA DR VALRICO FL 335965949, VALRICO, FL 33596-5949 |
| Document Number | 0000465827 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 465827 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 28, 2019 |
| Property Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Document Number | 0000463297 |
| Book / Page | 27061 / 1364 |
| Map Reference | MB 88 PG 92 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 2019463297 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2207 VISTA GREENS DR, 2207, SUN CITY CENTER, FL 33573-8103 |
| Name | Verified Name |
|---|---|
| Address | 2728 VILLA DR, VALRICO, FL 33596-5949 |
| Document Number | 0270611366 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 27061/1366 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 2728 Villa Dr was $5,195 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,433 (+2.7%) | $396,120 (-1.13%) Land $79,310 Building $316,810 | |
| 2025 | $5,195.00 Homeowner's exemption | $288,640 | $400,634 Land $79,310 Building $321,324 |
| 2023 | $4,609.00 (+4.73%) Homeowner's exemption | $272,335 (+3%) | $384,150 (+2.11%) Land $71,379 Building $312,771 |
| 2022 | $4,401.00 Homeowner's exemption | $264,403 | $376,230 Land $71,379 Building $304,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2728 Villa Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2728 Villa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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