2728 Terry Ct, Pinole, CA 94564 Property Records

Contra Costa County property record for 2728 Terry Ct, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,687 sqft · built 1990
Lot Size	0.287 acres (12,490 sqft)
Owner	2 Trust Names on File
Last Sale	$835,000 (Dec 2025)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360-681-022-8`

Property Details

APN / Parcel Number

Primary APN	`360-681-022-8`
Alternative APN	`360-681-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	767 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	12,490 sqft (0.287 acres)
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2728 TERRY CT
City	PINOLE
State	CA
Zip	94564-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6521 L78
Legal Subdivision	SUBDIVISION 6521
Legal Tract	6521
Legal Lot Number	78
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	359202

Owner

2728 Terry Ct is held in a trust since December 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 226, DILLON BEACH, CA 94929-0226
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Grant Deed, Transfer · Conventional Mortgage BETTER RATE MORTGAGE INC
Jan 3, 2018	Reverse Mortgage, Transfer · FHA Mortgage NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Deed Document Number	2025136517
Prior Transfer Date	Dec 18, 2017
Prior Transfer Doc	0000000645
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 5, 2025
Property Address	2728 TERRY CT, PINOLE, CA 94564-2913
Document Number	0000136517
Map Reference	MB 315 PG 16
Instrument Date	Nov 26, 2025
Instrument	2025- 136517
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 LORI CT, BELMONT, CA 94002-1219

Mortgage

Document Number	0000136518
Date	Dec 5, 2025
Instrument	2025- 136518

Lender

Name	BETTER RATE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 3, 2018
Property Address	2728 TERRY CT, PINOLE, CA 94564-2913
Document Number	0000000645
Instrument Date	Dec 18, 2017
Instrument	645
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2728 TERRY CT PINOLE CA 945642913, PINOLE, CA 94564-2913

Mortgage

Document Number	646
Date	Jan 3, 2018
Instrument	646

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.76%

Mortgage

Document Number	647,
Date	Jan 3, 2018
Instrument	647

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.76%

Tax Assessment & Valuation

The 2025 property tax bill for 2728 Terry Ct was $6,187.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,000 (+111.92%) Land $400,000 Building $435,000
2025	$6,187.00 Homeowner's exemption	$394,017 Land $48,038 Building $345,979
2023	$5,830.00 (+0.87%) Homeowner's exemption	$378,720 Land $46,174 Building $332,546
2022	$5,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2728 Terry Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Terry Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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