2728 Roaring Fork Rd, Creston, NC 28615 Property Records

Ashe County property record for 2728 Roaring Fork Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1993
Lot Size	3.79 acres (165,092 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2022)
Tax Bill	$1,297 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10076-059`

Property Details

APN / Parcel Number

Primary APN	`10076-059`
Alternative APNs	`102021447753` `112602` `27696`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,120 sqft Heated Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Lot Area	165,092 sqft (3.79 acres)
Garage Area	624 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	112602
Old Parcel Number	10076059
Street Address	2728 ROARING FORK RD
City	CRESTON
State	NC
Zip	28615-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.790 ACRES FROM JUNIOR OSBORNE ROARING FORK ADJ GARY R
Jurisdiction	ASHE NC
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1036
Census Tract	970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2728 ROARING FORK RD, CRESTON, NC 28615-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage AAFMAA MORTGAGE LLC
Aug 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Deed Document Number	20224570
Deed Book / Page	545 / 386
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	2728 ROARING FORK RD, CRESTON, NC 28615-8976
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	TRUE CONCEPT TITLE, TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 ROARING FORK RD, CRESTON, NC 28615-8976

Mortgage

Document Number	00555/2031
Date	Aug 31, 2023
Book Page	555/2031
Instrument	3854

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company
Address	MORRISVILLE, NC 27560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 24, 2022
Property Address	2728 ROARING FORK RD, CRESTON, NC 28615-8976
Document Number	000545/386
Book / Page	545 / 386
Instrument Date	Aug 10, 2022
Instrument	4570
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2640 23RD AVE NE, HICKORY, NC 28601-3161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 RANNSFORK RD, CRESTON, NC 28615

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,297.00	$238,600 (-) Land $26,000 Building $212,600	$238,600 (-) Land $26,000 Building $212,600
2025	$1,297.00 (+3.76%)	$238,600 (-) Land $26,000 Building $212,600	$238,600 (-) Land $26,000 Building $212,600
2023	$1,250.00 (+25.5%)	$238,600 (+66.39%) Land $26,000 Building $212,600	$238,600 (+66.39%) Land $26,000 Building $212,600
2022	$996.00	$143,400 Land $23,200 Building $120,200	$143,400 Land $23,200 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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