2728 Plainridge Loop, The Villages, FL 32162 Property Records

Sumter County property record for 2728 Plainridge Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 2004
Lot Size	0.139 acres (6,060 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2024)
Tax Bill	$2,253 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D17D008`

Property Details

APN / Parcel Number

Primary APN	`D17D008`
Alternative APN	`1017467`

Interior

Building Area	1,572 sqft Heated Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Construction Type	Steel Frame
Lot Area	6,060 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	276 sqft

Location & Zoning

Account Number	1017467
Street Address	2728 PLAINRIDGE LOOP
City	THE VILLAGES
State	FL
Zip	32162-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 THE VILLAGES OF SUMTER UNIT NO 78 PB 6 PG 17-17A
Legal Range	23E
Legal Township	18S
Legal Section	17
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	8
Legal Unit	78
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3002
Census Tract	911203

Owner

2728 Plainridge Loop is owned by an individual who bought it in June 2024.

Source: Sumter County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8116 GAGE LN, CARY, IL 60013-6118
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Document Number	202460023187
Deed Book / Page	4664 / 371
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2728 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMETOWN TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036680027
Date	Dec 9, 2019
Book Page	3668/0027
Instrument	201960047326

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2728 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3305
Document Number	0033190331
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 PLAINRIDGE LOOP THE VILLAGES FL 321623305, THE VILLAGES, FL 32162-3305

Mortgage

Document Number	0033190331
Date	Oct 11, 2017
Book Page	003319/000331
Instrument	60033349

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,430 Land $109,080 Building $260,350	$369,430 Land $109,080 Building $260,350
2024	$2,253.00 (+11.37%)
2023	$2,023.00 (+1.35%) Additional exemption filed	$195,780 (+3%)	$391,850 (+13.11%) Land $109,080 Building $282,770
2022	$1,996.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$190,080	$346,420 Land $96,720 Building $249,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2728 Plainridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Plainridge Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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