Clay County property record for 2728 Howard Rd, Middleburg, FL 32068
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 3,142 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $1,868 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-05-24-006442-001-00 |
| Primary APN | 22-05-24-006442-001-00 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,142 sqft Total Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2728 HOWARD RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5637 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | PS-1 |
| Legal Description | PART OF NE1/4 S22T5R24 AS RECDB 69 PG 306 & 4614 PG 904 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 22 |
| Legal Block | CONN |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30106 |
2728 Howard Rd is owned by a company that bought it in June 2022 and is owner-occupied.
Source: Clay County records, as of January 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 909, MIDDLEBURG, FL 32050-0909 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Jun 3, 2022 | Warranty Deed, Transfer REALTY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Deed Document Number | 2022034772 |
| Deed Book / Page | 4614 / 904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2728 HOWARD RD, MIDDLEBURG, FL 32068-5637 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2728 HOWARD RD, MIDDLEBURG, FL 32068-5637 |
| Document Number | 0046381384 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 4638/1384 |
| Instrument | 2022049463 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 10, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 2728 HOWARD RD, MIDDLEBURG, FL 32068-5637 |
| Document Number | 0046140904 |
| Book / Page | 4614 / 904 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022034772 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4579 STATE ROAD 21, 4579, GREEN COVE SPRINGS, FL 32043-8815 |
| Name | Verified Name |
|---|---|
| Address | 2728 HOWARD RD, MIDDLEBURG, FL 32068-5637 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $135,110 Land $25,000 Building $110,110 | $135,110 Land $25,000 Building $110,110 |
| 2023 | $1,868.00 Additional exemption filed | $123,052 (+14.71%) Land $25,000 Building $98,052 | $123,052 (+14.71%) Land $25,000 Building $98,052 |
| 2022 | Additional exemption filed | $107,270 Land $12,000 Building $95,270 | $107,270 Land $12,000 Building $95,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2728 Howard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2728 Howard Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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