2728 E Palmer St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2728 E Palmer St, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,162 sqft · built 2012
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$312,721 (Aug 2012)
Tax Bill$2,914 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN304-77-698

Property Details

APN / Parcel Number

Primary APN304-77-698

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,162 sqft Living Area
1st Floor Area3,162 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,000 sqft (0.229 acres)
Parking Spaces2 Parking Spaces
Pool Area433 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2728 E PALMER ST
CityGILBERT
StateAZ
Zip85298-5748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionSHAMROCK ESTATES PHASE 2A MCR 799-38
Legal Range06E
Legal Township02S
Legal Section22
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionSHAMROCK ESTATES PHASE 2A
Legal Phase2A
Legal Lot Number357
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3011
Census Tract816002

Owner

Source: Maricopa County records · APN 304-77-698

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2728 E PALMER ST, GILBERT, AZ 85298-5748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2018Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Jul 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
RATE RABBIT HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2012 · Amount on Record
Deed SaleAug 21, 2012 · Amount on Record
Prior SaleAug 21, 2012
Deed Document Number20120748982
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2728 E PALMER ST, GILBERT, AZ 85298-5748
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000567674
DateJul 27, 2018
Instrument20180567674
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2728 E PALMER ST, GILBERT, AZ 85298-5748
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2728 E PALMER ST, GILBERT, AZ 85298-5748

Mortgage

Document Number0000506730
DateJul 03, 2019
Instrument20190506730
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2034

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2728 E PALMER ST, GILBERT, AZ 85298-5748
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2728 E PALMER ST, GILBERT, AZ 85298-5748

Mortgage

Document Number0001020317
DateOct 23, 2020
Instrument20201020317
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2728 E PALMER ST, GILBERT, AZ 85298-5748
Document Number0000319091
Instrument DateApr 08, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2728 E PALMER ST GILBERT AZ 852985748, GILBERT, AZ 85298-5748

Mortgage

Document Number0000319091
DateApr 14, 2020
Instrument319091
Lender
NameRATE RABBIT HM LNS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$64,910 (-2.13%)$649,100 (-2.13%) Land $129,800 Building $519,300
2025$2,914.00 (+3.59%)
2024$66,320$663,200 Land $132,600 Building $530,600
2023$2,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 405 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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