2728 E 78th St, #3, Chicago, IL 60649 Property Records

Cook County property record for 2728 E 78th St, #3, Chicago, IL 60649

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 3.5 ba · 2,994 sqft · built 1956
Lot Size	0.1 acres (4,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,000 (Sep 2023)
Tax Bill	$13,920 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-25-400-025`

Property Details

APN / Parcel Number

Primary APN	`12-25-400-025`
Alternative APN	`12-25-400-025-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,994 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,375 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2728 N 75TH CT, 3
City	ELMWOOD PARK
State	IL
Zip	60707-1466
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	(ELLSWORTH) BLKS1-10 INCL BLKS13&14 N225FT BLK12 N350 FT BLK11 EH OF BLK18 & N350FT OF WH BLK18 OF CHICAGO HEIGHTS SUB OF PT
Legal Range	12E
Legal Township	40N
Legal Section	25
Legal Subdivision	CHICAGO HEIGHTS SUB
Legal Block	1-14,
Legal Lot Number	9,10
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	3
Census Block	3014
Census Tract	810701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 E BLECKE AVE, ADDISON, IL 60101-4701
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME STATE BANK NA
Sep 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 2, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	202313058
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2728 N 75TH CT APT 3, 3, ELMWOOD PARK, IL 60707-1466
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006707274
Date	Mar 8, 2021
Instrument	2106707274

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2023
Property Address	2728 N 75TH CT APT 3, 3, ELMWOOD PARK, IL 60707-1466
Document Number	0025513058
Instrument Date	Aug 10, 2023
Instrument	2325513058
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	147 E BIKKER ADDISON, ADDISON, IL 60101

Mortgage

Document Number	0025513059
Date	Sep 12, 2023
Instrument	2325513059

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 6, 2022
Property Address	2728 N 75TH CT APT 3, 3, ELMWOOD PARK, IL 60707-1466
Document Number	0009621256
Instrument Date	Mar 16, 2022
Instrument	2209621256
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 W IRVING PARK RD # 118, 118, ROSELLE, IL 60172-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2728 N 75TH CT, ELMWOOD PARK, IL 60707-1466

Mortgage

Document Number	0009621257
Date	Apr 6, 2022
Instrument	2209621257

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 2, 2018
Property Address	2728 E 78TH ST # 3, 3, CHICAGO, IL 60649-5208
Document Number	1809249159
Instrument Date	Mar 28, 2018
Instrument	9249159
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 N 75TH CT ELMWOOD PARK IL 607071432, ELMWOOD PARK, IL 60707-1432

Mortgage

Document Number	1809249160
Date	Apr 2, 2018
Instrument	9249160

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Elmwood Park Village
Unified School District	Elmwood Park Community Unit School District 401 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (+26.09%) Land $7,000 Building $51,000	$580,000 (+26.09%) Land $70,000 Building $510,000
2023	$13,920.00 (+3.06%)
2022	$13,507.00 (+0.69%)	$45,999 (+28.8%) Land $5,906 Building $40,093	$459,990 (+28.8%) Land $59,060 Building $400,930
2021	$13,414.00	$35,713 Land $3,937 Building $31,776	$357,130 Land $39,370 Building $317,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1980–2025)
Claims Outside the SFHA	14 of 18
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMWOOD PARK serves 25,000 people · EPA ID IL0310780
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Aug 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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