2728 Dunkirk Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 2728 Dunkirk Ave, Norfolk, VA 23509

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1926
Lot Size	0.178 acres (7,741 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2022)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
APN	`23603610`

Property Details

APN / Parcel Number

Primary APN	`23603610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,741 sqft (0.178 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2728 DUNKIRK AVE
City	NORFOLK
State	VA
Zip	23509-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	25,27 & 29 BLK 14
Legal Subdivision	LAFAYETTE TERRACE
Legal Block	14
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2004
Census Tract	3200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Norfolk and Western Railroad Historic District listed 2015 · 38 contributing resources · NRIS 15000253

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2728 Dunkirk Ave is owned and occupied by an individual who bought it in May 2022.

Source: Norfolk City records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
May 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Deed Document Number	202212397
Prior Transfer Date	Feb 1, 2005
Prior Transfer Doc	0000006927
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 30, 2026
Property Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707
Document Number	0000018850
Instrument Date	Sep 25, 2026
Instrument	202618850
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	JDM TITLE LLC, JDM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707

Mortgage

Document Number	0000018850,
Date	Sep 30, 2026
Instrument	202618850

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 22, 2023
Property Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707
Document Number	0230002680
Instrument Date	Feb 17, 2023
Instrument	230002680
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707

Mortgage

Document Number	0230002681
Date	Feb 22, 2023
Instrument	230002681

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	May 13, 2022
Property Address	2728 DUNKIRK AVE, NORFOLK, VA 23509-1707
Document Number	0220012397
Instrument Date	May 11, 2022
Instrument	220012397
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 LAKE COHOON PT, SUFFOLK, VA 23434-8272

Tax Assessment & Valuation

The 2026 property tax bill for 2728 Dunkirk Ave was $3,750, up 5% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00 (+4.95%)	$300,000 (+3.27%) Land $105,500 Building $194,500	$300,000 (+3.27%) Land $105,500 Building $194,500
2025	$3,573.00	$290,500 Land $96,000 Building $194,500	$290,500 Land $96,000 Building $194,500
2023	$3,017.00	$241,400 Land $96,000 Building $145,400	$241,400 Land $96,000 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2728 Dunkirk Ave; there have been 18 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	18 (1998–2016)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Dunkirk Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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