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2728 Derby Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2728 Derby Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,987 sqft · built 1985
Lot Size0.265 acres (11,562 sqft)
Owner2 Trust Names on File
Last Sale$1,025,000 (Oct 2005)
Tax Bill$17,597 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN209-732-018-4

Property Details

APN / Parcel Number

Primary APN209-732-018-4
Alternative APN
  • 209-732-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,987 sqft Living Area
1st Floor Area1,987 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleCluster
Lot Area11,562 sqft (0.265 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2728 DERBY DR
CitySAN RAMON
StateCA
Zip94583-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT05816 L0097 B
Legal SubdivisionSUBDIVISION 5816
Legal Tract05816
Legal Lot Number97
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract345115

Owner

2728 Derby Dr is owner-occupied and held in a trust since November 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address2728 DERBY DR, SAN RAMON, CA 94583-4307
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2005 · Amount on File
Deed SaleOct 28, 2005 · Amount on File
Deed Document Number2005417972
Last Transfer DateNov 24, 2020
Transfer Doc0000290280
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 30, 2020
Property Address2728 DERBY DR, SAN RAMON, CA 94583-4307
Document Number0000290280
Map ReferenceMB 296 PG 26
Instrument DateNov 17, 2020
Instrument2020-290280
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2728 DERBY DR, SAN RAMON, CA 94583-4307

Mortgage

Document Number0000290281
DateNov 30, 2020
Instrument2020-290281
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateNov 30, 2020
Property Address2728 DERBY DR, SAN RAMON, CA 94583-4307
Document Number0000290282
Instrument DateNov 17, 2020
Instrument290282
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2728 DERBY DR SAN RAMON CA 945834307, SAN RAMON, CA 94583-4307

Tax Assessment & Valuation

The 2025 property tax bill for 2728 Derby Dr was $17,597 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,532,529 (+2%) Land $865,334 Building $667,195
2025$17,597.00 Homeowner's exemption$1,502,480 Land $848,367 Building $654,113
2023$16,983.00 (-1.11%) Homeowner's exemption$1,444,139 Land $815,425 Building $628,714
2022$17,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2728 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Derby Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: Etheric Networks.

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