2728 Cedar Dr, Riva, MD 21140 Property Records

Anne Arundel County property record for 2728 Cedar Dr, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1966
Lot Size	0.296 acres (12,880 sqft)
Owner	Individual Name on File
Last Sale	$561,221 (Jun 2021)
Tax Bill	$7,587 (2024)
Deeds & Mortgages	Apr 2026 Construction Loan Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-321-05228323`

Property Details

APN / Parcel Number

Primary APN	`02-321-05228323`
Alternative APNs	`2-321-05228323` `32105228323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,056 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,880 sqft (0.296 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	230 sqft
Deck Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	32105228323
Street Address	2728 CEDAR DR
City	RIVA
State	MD
Zip	21140-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 3 SW HLF LT 2 BK GLEN ISLE
Legal Subdivision	GLEN ISLE
Legal Block	R
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2027
Census Tract	702300

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2728 CEDAR DR, RIVA, MD 21140-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUST BANK
Jun 4, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC
Dec 4, 2020	Grant Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Book / Page	36912 / 255
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 15, 2026
Property Address	2728 CEDAR DR, RIVA, MD 21140-1024
Document Number	4226000265
Book / Page	42265 / 265
Instrument Date	Apr 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4226000265,
Date	Apr 15, 2026
Book Page	42265/265

Lender

Name	TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Nov 1, 2057

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 4, 2021
Property Address	2728 CEDAR DR, RIVA, MD 21140-1024
Document Number	0369120255
Book / Page	36912 / 255
Map Reference	MB 9 FO 31
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,015.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 VANGUARD LN, 201, ANNAPOLIS, MD 21401-4486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2728 CEDAR DR, RIVA, MD 21140-1024

Mortgage

Document Number	36912262
Date	Jun 4, 2021
Instrument	36912/262

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

December 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 4, 2020
Property Address	2728 CEDAR DR, RIVA, MD 21140-1024
Document Number	0357300232
Book / Page	035730 / 000232
Instrument Date	Jan 27, 2017
Transaction Type	Foreclosure
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$7,771.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$674,833 (+10.94%)	$708,100 (+16.41%) Land $511,400 Building $196,700
2024	$7,587.00 (+14.23%)
2023	$6,642.00	$608,300 Land $459,700 Building $148,600	$608,300 Land $459,700 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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