2728 Bain Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2728 Bain Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 2020
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$549,900 (Nov 2025)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-27-027B`

Property Details

APN / Parcel Number

Primary APN	`206-27-027B`

Interior

Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,095 sqft
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2728 BAIN TRL
City	OVERGAARD
State	AZ
Zip	85933-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SECTION 33, T12N,R17E:PARCEL 2-B SURVEY 49-65 AKA:COM E4 COR SEC 33; TH S000004 E 932.78; TH S735304 W 1256.46; TH S002828 E 332.53 TPOB; TH N872800 E 161.54; TH S035755 W 139.39; TH S892844 W 153.04; TH N00*2826 E 138.65 TPOB. OUT 206-27-0 27
Legal Range	17E
Legal Township	12N
Legal Section	33
Legal Subdivision	HEBER PINES #1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2075
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 724, HEBER, AZ 85928-0724
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
May 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DONALD JEFFREY SCHWOERER ETUX
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Mar 11, 2019	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Nov 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	202516950
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 13, 2025
Property Address	2728 BAIN TRL, OVERGAARD, AZ 85933-3255
Document Number	0000016950
Map Reference	MB 49 PG 65
Instrument Date	Nov 7, 2025
Instrument	2025-16950
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 724, HEBER, AZ 85928-0724

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 19, 2023
Property Address	2728 BAIN TRL, OVERGAARD, AZ 85933-3255
Document Number	0000006463
Map Reference	MB 49 PG 65
Instrument Date	May 9, 2023
Instrument	2023-06463
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N POWER RD # RD423, RD423, MESA, AZ 85205-8400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13441 FAIRWAY LOOP S, GOODYEAR, AZ 85395-3110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006465
Date	May 19, 2023
Instrument	2023-06465

Lender

Name	DONALD JEFFREY SCHWOERER ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 30, 2020
Property Address	2728 BAIN TRL, OVERGAARD, AZ 85933-3255
Document Number	0000011061
Map Reference	MB 49 PG 65
Instrument Date	Jun 3, 2020
Instrument	2020-11061
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1578 S SWALLOW CT, 1578, GILBERT, AZ 85296-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22019 E TIERRA GRANDE CT, QUEEN CREEK, AZ 85142-7566

Mortgage

Document Number	0000011062
Date	Jun 30, 2020
Instrument	2020-11062

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 11, 2019
Property Address	2728 BAIN TRL, OVERGAARD, AZ 85933-3255
Document Number	0000003172
Instrument Date	Feb 20, 2019
Instrument	3172
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$15.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1578 S SWALLOW CT GILBERT AZ 852969608, GILBERT, AZ 85296-9608

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 16, 2017
Property Address	2728 BAIN TRL, OVERGAARD, AZ 85933-3255
Document Number	0000017909
Instrument Date	Oct 20, 2017
Instrument	17909
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 BLACKFOOT LN HEBER AZ 85928, HEBER, AZ 85928

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$495,056 (-1.6%) Land $43,782 Building $451,274
2026			$503,086 (+10.79%) Land $42,045 Building $461,041
2025	$2,786.00 (+1.6%)	$45,410 Land $3,423 Building $41,987	$454,098 Land $34,227 Building $419,871
2024	$2,742.00 (+2.58%)
2023	$2,673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bain Trl

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