2728 Ashland Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2728 Ashland Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,287 sqft · built 1948
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Tax Bill$1,273 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-07-076.00

Property Details

APN / Parcel Number

Primary APN056-11-07-076.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,287 sqft Finished Area
Gross Area1,560 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area20,473 sqft (0.47 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2728 ASHLAND AVE
CityCOVINGTON
StateKY
Zip41015-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENRY FELTMAN LOT 49 & LOTS 154-155-156 PT 157 MILLDALE LD CO KNOWN AS 157-A
Legal SubdivisionFELTMAN HENRY
Legal Phase6+1ST
Legal Lot Number154-1
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61400

Owner

2728 Ashland Ave is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2728 ASHLAND AVE, COVINGTON, KY 41015-1013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2728 ASHLAND AVE, COVINGTON, KY 41015-1013
Document Number0000000043
Book / Page0C6332 / 000131
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2728 ASHLAND AVE COVINGTON KY 410151013, COVINGTON, KY 41015-1013

Mortgage

Document Number0000000043
DateJan 11, 2018
Book Page0C6332/000131
Instrument43
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2728 Ashland Ave was $1,273 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,200 (-) Land $10,000 Building $135,200$145,200 (-) Land $10,000 Building $135,200
2025$1,273.00 Homeowner's exemption$145,200 Land $5,000 Building $140,200$145,200 Land $5,000 Building $140,200
2023$1,316.00 Homeowner's exemption$145,200 Land $5,000 Building $140,200$145,200 Land $5,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2728 Ashland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Ashland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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