Ramsey County property record for 2728 5th Ave E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,223 sqft · built 1964 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2026) |
| Tax Bill | $4,730 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-29-22-41-0055 |
| Primary APN | 12-29-22-41-0055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201457 |
|---|---|
| Street Address | 2728 5TH AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO NORTH,ST. P LOTS 10 AND LOT 11 BLK 28 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 12 |
| Legal Subdivision | SECOND ADDITION TO NORTH,ST. P |
| Legal Block | 28 |
| Legal Lot Number | 10,11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 42602 |
2728 5th Ave E is owned and occupied by two individuals who bought it in August 2026.
Source: Ramsey County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2728 5TH AVE E, SAINT PAUL, MN 55109-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 7, 2020 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Nov 18, 2014 · Amount on File |
| Deed Document Number | 20265117076 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 0004849774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 13, 2026 |
| Property Address | 2728 5TH AVE E, SAINT PAUL, MN 55109-3122 |
| Document Number | 0005117076 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20265117076 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NORTH TITLE, GREAT NORTH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2728 5TH AVE E, SAINT PAUL, MN 55109-3122 |
| Document Number | 0005117077, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20265117077 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 7, 2020 |
| Property Address | 2728 5TH AVE E, NORTH ST PAUL, MN 55109-3122 |
| Document Number | 0004849774 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 4849774 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2728 5TH AVE E NORTH ST PAUL MN 551093122, NORTH ST PAUL, MN 55109-3122 |
| Document Number | 4849775 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 4849775 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 6, 2050 |
The 2025 property tax bill for 2728 5th Ave E was $4,730 with a homeowner's exemption, up 2.5% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,000 (-2.65%) Land $52,100 Building $281,900 | $334,000 (-2.65%) Land $52,100 Building $281,900 | |
| 2025 | $4,730.00 (+2.51%) Homeowner's exemption | $343,100 Land $52,100 Building $291,000 | $343,100 Land $52,100 Building $291,000 |
| 2024 | $4,614.00 (+10.07%) | ||
| 2023 | $4,192.00 Homeowner's exemption | $329,300 Land $52,100 Building $277,200 | $329,300 Land $52,100 Building $277,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2728 5th Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2728 5th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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