2728 4th St, Ceres, CA 95307 Property Records

Stanislaus County property record for 2728 4th St, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,000 sqft · built 1944
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jul 2022)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-016-028-000`

Property Details

APN / Parcel Number

Primary APN	`127-016-028-000`
Alternative APN	`1271628`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	1271628
Street Address	2728 4TH ST
City	CERES
State	CA
Zip	95307-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:28
Legal Subdivision	CERES
Legal Block	28
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1027
Census Tract	2602

Owner

Source: Stanislaus County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2728 4TH ST, CERES, CA 95307-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Document Number	2022-0048098
Record Updated	Jun 8, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 8, 2022
Property Address	2728 4TH ST, CERES, CA 95307-3322
Document Number	0000048098
Map Reference	VOL 11 PG 1
Instrument Date	Jul 5, 2022
Instrument	2022-0048098
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2613 PINE GROVE PL, MODESTO, CA 95355-9388

Mortgage

Document Number	0000048099
Date	Jul 8, 2022
Instrument	2022-0048099

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2728 4TH ST, CERES, CA 95307-3322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004870
Date	Jan 25, 2018
Instrument	2018-0004870

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,323.00 (+9.67%)	$369,342 (+4.04%) Land $275,706 Building $93,636
2023	$3,942.00 (+330.35%)	$355,000 Land $265,000 Building $90,000
2022	$916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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