2727 Rosser Rd, Bear Creek, NC 27207 Property Records

Chatham County property record for 2727 Rosser Rd, Bear Creek, NC 27207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1976
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0018105`

Property Details

APN / Parcel Number

Primary APN	`0018105`
Alternative APN	`1365204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2727 ROSSER RD
City	BEAR CREEK
State	NC
Zip	27207-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR 3 AC 2.02 BK 2005 PG 221
Legal Subdivision	SOUTH EAST GULF
Legal Tract	3
Legal Block	80
Jurisdiction	CHATHAM NC
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1010
Census Tract	20600

Owner

2727 Rosser Rd is owned and occupied by an individual who acquired it in October 2017.

Source: Chatham County records, as of October 24, 2025

Owner of Record	Individual Name on File
Mailing Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS II LP
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit HOMETAP EQUITY PARTNERSLLC
Mar 4, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 10, 2024	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Nov 6, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 10, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Nov 5, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017
Deed Sale	Oct 25, 2017
Deed Document Number	0001232456
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	002518/406
Date	Mar 30, 2026
Book Page	2518/406
Instrument	2632

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	5950 SYMPHONY WOODS RD STE 312, COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	002231/991
Date	Jul 20, 2021
Book Page	2231/991
Instrument	11284

Lender

Name	HOMETAP INVESTMENT PARTNERS II LP
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02391/1131
Date	Dec 4, 2023
Book Page	2391/1131
Instrument	10464

Lender

Name	HOMETAP EQUITY PARTNERSLLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	00002456/6
Date	Mar 4, 2025
Book Page	2456/6
Instrument	1707

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	002422/542
Date	Jul 10, 2024
Book Page	2422/542
Instrument	5920

Lender

Name	MILEND INC
Type	Mortgage Company
Address	8995 WESTSIDE PKWY, ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Document Number	0000014482
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD BEAR CREEK NC 272079688, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	0000014482
Date	Nov 16, 2020
Book Page	002162/000413
Instrument	14482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Document Number	0000008003
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD BEAR CREEK NC 272079688, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	0000008003
Date	Aug 14, 2019
Book Page	002060/000318
Instrument	8003

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	2727 ROSSER RD, BEAR CREEK, NC 27207-9688
Document Number	0000011418
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ROSSER RD BEAR CREEK NC 272079688, BEAR CREEK, NC 27207-9688

Mortgage

Document Number	0000011418
Date	Nov 8, 2018
Book Page	002016/000991
Instrument	11418

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2727 Rosser Rd was $1,318, up 27.5% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+27.47%)	$168,395 (+52.88%) Land $33,180 Building $135,215	$168,395 (+52.88%) Land $33,180 Building $135,215
2024	$1,034.00 (+4.87%)	$110,145 (-) Land $23,100 Building $87,045	$110,145 (-) Land $23,100 Building $87,045
2023	$986.00	$110,145 Land $23,100 Building $87,045	$110,145 Land $23,100 Building $87,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2727 Rosser Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2727 Rosser Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-ASBURY serves 1,540 people · EPA ID NC4019010
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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