2727 Red Cedar Parc Dr S, O Fallon, MO 63368 Property Records

St. Charles County property record for 2727 Red Cedar Parc Dr S, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,579 sqft · built 1997
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$169,225 (Jan 2014)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972000587`

Property Details

APN / Parcel Number

Primary APN	`A972000587`
Alternative APN	`2-0066-7467-00-0028.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,579 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	1,016 sqft
Basement Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000587
Street Address	2727 RED CEDAR PARC DR S
City	O FALLON
State	MO
Zip	63368-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	CHERRYWOOD PARC #2 LOT 28
Legal Subdivision	CHERRYWOOD PARC #2
Legal Lot Number	28
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311735

Owner

2727 Red Cedar Parc Dr S is owned and occupied by two individuals who bought it in January 2014.

Source: St. Charles County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2727 RED CEDAR PARC DR S, O FALLON, MO 63368-6609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 27, 2020	Deed of Trust, Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2014 · Amount on File
Deed Sale	Jan 16, 2014 · Amount on File
Prior Sale	Aug 11, 2010 · Amount on File
Deed Document Number	201427430
Deed Book / Page	6143 / 2480
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0054280290
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2727 RED CEDAR PARC DR S, O FALLON, MO 63368-6609
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 RED CEDAR PARC DR S, O FALLON, MO 63368-6609
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045561
Date	Oct 14, 2025
Instrument	2025R-045561

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2727 RED CEDAR PARC DR S, O FALLON, MO 63368-6609
Document Number	0000088729
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2727 RED CEDAR PARC DR S O FALLON MO 633686609, O FALLON, MO 63368-6609

Mortgage

Document Number	0000088729
Date	Nov 16, 2020
Instrument	88729

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2727 Red Cedar Parc Dr S was $4,104, up 2.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,104.00 (+2.45%)	$63,899	$336,308 Land $60,000 Building $276,308
2024	$4,006.00
2023		$60,577
2022			$318,826 Land $50,000 Building $268,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2727 Red Cedar Parc Dr S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2727 Red Cedar Parc Dr S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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