2727 Golden Gate Pl, Waldorf, MD 20601 Property Records

Charles County property record for 2727 Golden Gate Pl, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,262 sqft · built 2020
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on File
Last Sale	$439,990 (Sep 2025)
Tax Bill	$7,939 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-357726`

Property Details

APN / Parcel Number

Primary APN	`06-357726`
Alternative APN	`357726`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,262 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	514 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,352 sqft (0.054 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	357726
Street Address	2727 GOLDEN GATE PL
City	WALDORF
State	MD
Zip	20601-4998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 110 0.0536 AC HAMILTON PARK SUB
Legal Subdivision	HAMILTON PARK SUB
Legal Block	2
Legal Lot Number	110
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850709

Owner

2727 Golden Gate Pl, a townhouse, is owned and occupied by two individuals who bought it in September 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Sep 26, 2025	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 8, 2020	Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Book / Page	13803 / 499
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124030171
Date	Feb 18, 2022
Book Page	12403/171

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117620053
Date	Apr 19, 2021
Book Page	11762/53

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 26, 2025
Property Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0138030499
Book / Page	13803 / 499
Map Reference	MB 61 FO 11-13
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998

Mortgage

Document Number	0013803508
Date	Sep 26, 2025
Instrument	13803/508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	May 8, 2020
Property Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998
Document Number	0111160413
Book / Page	11116 / 413
Map Reference	MB 61 FO 11-13
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2727 GOLDEN GATE PL, WALDORF, MD 20601-4998

Mortgage

Document Number	11116421
Date	May 8, 2020
Instrument	11116/421

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2727 Golden Gate Pl was $7,939.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,700 (+0.72%)	$438,800 (-) Land $95,000 Building $343,800
2025	$7,939.00	$432,600	$438,800 Land $95,000 Building $343,800
2023	$7,400.00	$393,633	$429,500 Land $95,000 Building $334,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2727 Golden Gate Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2727 Golden Gate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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