Manatee County property record for 2727 46th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,639 sqft · built 2011 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Jul 2019) |
| Tax Bill | $3,392 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7475-1325-9 |
| Primary APN | 7475-1325-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,639 sqft Living Area |
| Gross Area | 3,490 sqft |
| 1st Floor Area | 2,639 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Screened Porch |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0747513259 |
|---|---|
| Street Address | 2727 46TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 244 SUGAR MILL LAKES PHASE II AND III PI#7475.1325/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 05 |
| Legal Subdivision | SUGAR MILL LAKES PHASE II & III |
| Legal Tract | 00747501 |
| Legal Lot Number | 244 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1501 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 3, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Nov 3, 2010 · Amount on Record |
| Deed Document Number | 201965195 |
| Deed Book / Page | 2790 / 2121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2727 46TH ST E, RUBONIA, FL 34221-6331 |
| Document Number | 0041047895 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 202241047895 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Document Number | 0041060593 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 202141060593 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 3, 2019 |
| Property Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Document Number | 0041065195 |
| Book / Page | 2790 / 2121 |
| Map Reference | MB 48 PG 83-98 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201941065195 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 12TH ST W # W309, 222, BRADENTON, FL 34205-7830 |
| Name | Verified Name |
|---|---|
| Address | 2727 46TH ST E, PALMETTO, FL 34221-6331 |
| Document Number | 0027902122 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2790-2122 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,093 (+2.7%) | $489,403 (-1.35%) Land $51,000 Building $438,403 | |
| 2025 | $281,493 (+5.99%) | $496,119 (-6.8%) Land $51,000 Building $445,119 | |
| 2024 | $3,392.00 (+1.44%) | ||
| 2023 | $3,344.00 (+2.83%) Homeowner's exemption | $265,592 (+3%) | $532,303 (+15.99%) Land $51,000 Building $481,303 |
| 2022 | $3,252.00 Homeowner's exemption | $257,856 | $458,927 Land $50,000 Building $408,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures