2727 14th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2727 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 936 sqft · built 1958
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Jun 2022)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-113-1130`

Property Details

APN / Parcel Number

Primary APN	`25-113-1130`
Alternative APNs	`25-00113-1130` `17141`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	396 sqft
Driveway	Driveway
Deck Area	237 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	17141
Street Address	2727 14TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UE
Legal Description	A TRACT OF LAND IN NE 1/4 OF NE 1/4 DESC AS BEG AT A POINT 33 FT S & 152.8 FT W OF THE NE CORNER OF SECTION 13; THENCE DUE S
Legal Range	31W
Legal Township	35N
Legal Section	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1017
Census Tract	31500

Owner

2727 14th Ave SE is owned and occupied by an individual who bought it in June 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 21, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CLASS MORTGAGE V INC
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	20221422847
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	Aug 27, 2026
Property Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Document Number	0001002391
Instrument Date	Jun 24, 2026
Instrument	20261002391
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536

Mortgage

Document Number	0001002391,
Date	Aug 27, 2026
Instrument	20261002391

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2052

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536

Mortgage

Document Number	0000967317
Date	Mar 12, 2024
Instrument	967317

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536

Mortgage

Document Number	0000954524
Date	Mar 13, 2023
Instrument	954524

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 21, 2022
Property Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Document Number	0000944326
Instrument Date	Jun 3, 2022
Instrument	944326
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536

Mortgage

Document Number	0000944327
Date	Jun 21, 2022
Instrument	944327

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 20, 2021
Property Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536
Document Number	0000926035
Instrument Date	Aug 19, 2021
Instrument	926035
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2727 14TH AVE SE, SAINT CLOUD, MN 56304-9536

Mortgage

Document Number	0000926036
Date	Aug 20, 2021
Instrument	926036

Lender

Name	GOLDWATER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2727 14th Ave SE was $1,918 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,400 (+0.04%) Land $109,100 Building $142,300	$251,400 (+0.04%) Land $109,100 Building $142,300
2025	$1,918.00	$251,300 Land $109,100 Building $142,200	$251,300 Land $109,100 Building $142,200
2023	$1,632.00	$232,600 Land $92,000 Building $140,600
2021			$232,600 Land $92,000 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2727 14th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2727 14th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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