2726 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2726 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,145 sqft · built 1906
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on File
Last Sale	$109,500 (Jan 2020)
Tax Bill	$1,758 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-02640`

Property Details

APN / Parcel Number

Primary APN	`010-1180-02640`
Alternative APN	`1084002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,145 sqft Gross Area
1st Floor Area	686 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,502 sqft (0.08 acres)
Garage Area	560 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	102 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1084002
Street Address	2726 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	116
Legal Lot Number	446
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1013
Census Tract	2600

Owner

2726 W 4th St is owned and occupied by an individual who bought it in January 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2726 W 4TH ST, DULUTH, MN 55806-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Jan 6, 2020	Quit Claim Deed, Transfer STEWART TITLE
Jan 6, 2020	Warranty Deed, Transfer · Conventional with PMI SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	20201370813
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	00A1370812
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2726 W 4TH ST, DULUTH, MN 55806-1423
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407992
Date	Mar 25, 2021
Instrument	1407992

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 6, 2020
Property Address	2726 W 4TH ST, DULUTH, MN 55806-1423
Document Number	00A1370812
Instrument Date	Dec 31, 2019
Instrument	A1370812
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 W 5TH ST DULUTH MN 558061511, DULUTH, MN 55806-1511

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 6, 2020
Property Address	2726 W 4TH ST, DULUTH, MN 55806-1423
Document Number	00A1370813
Instrument Date	Dec 30, 2019
Instrument	A1370813
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 W 4TH ST DULUTH MN 558061423, DULUTH, MN 55806-1423

Mortgage

Document Number	A1370814
Date	Jan 6, 2020
Instrument	A1370814

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2726 W 4th St was $1,758 with a homeowner's exemption, up 15.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,758.00 (+15.81%) Homeowner's exemption
2025	$1,518.00 (+2.02%) Homeowner's exemption	$161,300 (+15.46%) Land $13,200 Building $148,100	$161,300 (+15.46%) Land $13,200 Building $148,100
2024	$1,488.00	$139,700 Land $15,900 Building $123,800	$139,700 Land $15,900 Building $123,800
2022		$116,000 Land $14,000 Building $102,000	$116,000 Land $14,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2726 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2726 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures