2726 Settlement Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2726 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2,152 sqft · built 2015
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$297,600 (Aug 2025)
Tax Bill	$7,000 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
APN	`11145-002-015-00`

Property Details

APN / Parcel Number

Primary APN	`11145-002-015-00`
Alternative APN	`151224`

Interior

Building Area	2,152 sqft Total Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	144 sqft

Location & Zoning

Account Number	11145-002-015-00
Street Address	2726 SETTLEMENT RD
City	COPPERAS COVE
State	TX
Zip	76522-3589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE FLATS - PHASE III, BLOCK 2, LOT 15, ACRES 0.219
Legal Subdivision	SKYLINE FLATS
Legal Block	2
Legal Lot Number	15
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1024
Census Tract	950304

Owner

2726 Settlement Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Lampasas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 ENCLAVE WAY, HUTTO, TX 78634-5334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 15, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	2025207818
Prior Transfer Date	Oct 8, 2024
Prior Transfer Doc	0000203797
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2726 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190911
Date	Mar 1, 2022
Instrument	190911

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2726 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	377/36
Date	Mar 24, 2020
Book Page	377/36
Instrument	180730

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Apr 15, 2021
Property Address	2726 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589
Document Number	581/917
Book / Page	581 / 917
Map Reference	CAB 2 SL 110&111
Instrument Date	Apr 13, 2021
Instrument	186088
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589

Mortgage

Document Number	397762
Date	Apr 15, 2021
Instrument	397/762

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2726 Settlement Rd was $7,000 with a homeowner's exemption.

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,000.00	$312,266 (+4.25%)	$333,000 (+11.17%) Land $13,140 Building $319,860
2025	Homeowner's exemption	$299,530 Land $13,140 Building $286,390	$299,530 Land $13,140 Building $286,390
2023		$305,450 Land $26,280 Building $279,170	$305,450 Land $26,280 Building $279,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 2726 Settlement Rd; there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2726 Settlement Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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