2725 Whitlock Rd, Madison, WI 53719 Property Records

Dane County property record for 2725 Whitlock Rd, Madison, WI 53719

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,536 sqft · built 1985
Lot Size	0.198 acres (8,603 sqft)
Owner	2 Individual Names on File
Last Sale	$413,000 (Aug 2026)
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0608-024-0602-0`

Property Details

APN / Parcel Number

Primary APN	`0608-024-0602-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,016 sqft
Basement Area	864 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,603 sqft (0.198 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	410 sqft
Driveway	Concrete Driveway
Driveway Area	295 sqft
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2725 WHITLOCK RD
City	MADISON
State	WI
Zip	53719-2101
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR-C1
Legal Description	WESTHAVEN TRAILS, LOT 54.
Legal Range	08E
Legal Township	06N
Legal Section	02
Legal Quarter	4
Legal Subdivision	WESTHAVEN TRAILS
Legal Lot Number	54
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1005
Census Tract	504

Owner

2725 Whitlock Rd, a duplex, is owned and occupied by two individuals who bought it in August 2026.

Source: Dane County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2725 WHITLOCK RD, MADISON, WI 53719-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Deed Document Number	20266121220
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 24, 2026
Property Address	2725 WHITLOCK RD, MADISON, WI 53719-2101
Document Number	0006121220
Instrument Date	Aug 24, 2026
Instrument	20266121220
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WISCONSIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 WHITLOCK RD, MADISON, WI 53719-2101

Mortgage

Document Number	0006121221,
Date	Aug 24, 2026
Instrument	20266121221

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2725 WHITLOCK RD, MADISON, WI 53719-2101
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006083691
Date	Mar 3, 2026
Instrument	6083691

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2725 WHITLOCK RD, MADISON, WI 53719-2101
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005746075
Date	Jun 30, 2021
Instrument	5746075

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2051

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2725 WHITLOCK RD, MADISON, WI 53719-2101
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005895333
Date	Apr 11, 2023
Instrument	5895333

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2725 Whitlock Rd was $6,733, up 12.1% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,733.00 (+12.07%) Homeowner's exemption	$380,500 Land $107,600 Building $272,900
2024	$6,008.00		$359,300 (+7.39%)
2023		$332,700 Land $99,600 Building $233,100	$334,574
2022	$5,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2725 Whitlock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 Whitlock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire, TDS Telecom.

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