Union County property record for 2725 Smith Field Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,941 sqft · built 2016 |
| Lot Size | 0.829 acres (36,111 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Apr 2021) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-081 |
| Primary APN | 08-126-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,941 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 36,111 sqft (0.829 acres) |
| Garage Type | Detached |
| Garage Area | 1,001 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2725 SMITH FIELD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #42 SMITH FIELD OPCI958 |
| Legal Subdivision | SMITH FIELD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Intrafamily Transfer, Transfer |
| Apr 27, 2021 | Warranty Deed, Transfer |
| Jan 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2020 · Amount on Record |
| Deed Document Number | 202119667 |
| Deed Book / Page | 8078 / 896 |
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 8128253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Number | 8128253 |
| Book / Page | 8128 / 253 |
| Map Reference | CAB 1 FILE 958 |
| Instrument Date | May 13, 2021 |
| Instrument | 26936 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 27, 2021 |
| Property Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Number | 8078896 |
| Book / Page | 8078 / 896 |
| Map Reference | CAB I FILE 958 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 19667 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 30, 2020 |
| Property Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Number | 0007574130 |
| Book / Page | 7574 / 130 |
| Map Reference | CAB I FILE 958 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 0003230 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2392 OLD CAMDEN RD, 2392, MONROE, NC 28110-9800 |
| Name | Verified Name |
|---|---|
| Address | 2725 SMITH FIELD DR, MONROE, NC 28110-7742 |
| Document Number | 0000003231 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 0003231 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,900 (-) Land $130,200 Building $522,700 | $652,900 (-) Land $130,200 Building $522,700 | |
| 2025 | $3,318.00 (+5.23%) | $652,900 (+38.59%) Land $130,200 Building $522,700 | $652,900 (+38.59%) Land $130,200 Building $522,700 |
| 2023 | $3,153.00 | $471,100 Land $79,600 Building $391,500 | $471,100 Land $79,600 Building $391,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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