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2725 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2725 Sand Oak Loop, Apopka, FL 32712 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,241 sqft · built 2016
Lot Size0.356 acres (15,529 sqft)
Owner2 Individual Names on File
Last Sale$253,988 (Oct 2016)
Tax Bill$3,688 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-02-040

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-02-040
Alternative APNs
  • 282018610002040
  • 173259
  • 176578
  • 180150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,241 sqft Living Area
Gross Area2,814 sqft
1st Floor Area2,241 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,529 sqft (0.356 acres)
Garage TypeAttached
Garage Area533 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2725 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 204
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block2
Legal Lot Number204
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1036
Census Tract17813

Owner

Source: Orange County records · APN 18-20-28-6100-02-040

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2725 SAND OAK LOOP, APOPKA, FL 32712-1422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 03, 2020Loan Modification, Mortgage · Conventional Mortgage
SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2016 · Amount on Record
Deed SaleOct 14, 2016 · Amount on Record
Prior SaleSep 01, 2016 · Amount on Record
Deed Document Number2016537403
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2725 SAND OAK LOOP, APOPKA, FL 32712-1422
Transaction TypeMortgage
Record UpdatedDec 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2725 SAND OAK LOOP, APOPKA, FL 32712-1422

Mortgage

Document Number0000740856
DateDec 09, 2022
Instrument20220740856
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address2725 SAND OAK LOOP, APOPKA, FL 32712-1422
Document Number0000433026
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedSep 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2725 SAND OAK LOOP APOPKA FL 327121422, APOPKA, FL 32712-1422

Mortgage

Document Number0000433026
DateAug 17, 2020
Instrument433026
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueAug 16, 2060
Interest
Rate4%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$274,929 (+2.7%)$432,960 (-1.1%) Land $110,000 Building $322,960
2025$3,688.00 (+1.93%) Homeowner's exemption$267,701 (+5.99%)$437,770 (+9.82%) Land $110,000 Building $327,770
2024$3,618.00 (+7.04%)
2023$3,380.00 (+4.55%) Homeowner's exemption$252,579 (+3%)$398,611 (+25.58%) Land $110,000 Building $288,611
2022$3,233.00 Homeowner's exemption$245,222$317,407 Land $75,000 Building $242,407

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Metronet Holdings, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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