2725 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2725 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,646 sqft · built 1959
Lot Size	0.821 acres (35,763 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Sep 2018)
Tax Bill	$791 (2026)
Deeds & Mortgages	Sep 2026 Sale Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23280901`

Property Details

APN / Parcel Number

Primary APN	`23280901`
Alternative APN	`5679`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,646 sqft Finished Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	35,763 sqft (0.821 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	23280901
Street Address	2725 S POST RD
City	SHELBY
State	NC
Zip	28152-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB39-156 HWY 180
Legal Subdivision	EARL
Legal Block	1
Legal Lot Number	40
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1002
Census Tract	951601

Owner

2725 S Post Rd is owned and occupied by two individuals who acquired it in September 2026.

Source: Cleveland County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2725 S POST RD, SHELBY, NC 28152-8216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Warranty Deed, Transfer FIFTH THIRD MTG
Sep 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2018200018136
Deed Book / Page	1776 / 696
Last Transfer Date	Sep 22, 2026
Transfer Doc	0200134175
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 30, 2026
Property Address	2725 S POST RD, SHELBY, NC 28152-8216
Document Number	0200134175
Book / Page	1985 / 1621
Instrument Date	Sep 22, 2026
Instrument	2026200134175
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2725 S POST RD, SHELBY, NC 28152-8216

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2725 S POST RD, SHELBY, NC 28152-8216
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017812268
Date	Dec 12, 2018
Book Page	1781/2268
Instrument	200020997

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 18, 2018
Property Address	2725 S POST RD, SHELBY, NC 28152-8216
Document Number	0017760696
Book / Page	001776 / 000696
Instrument Date	Sep 12, 2018
Instrument	18136
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 47 BOILING SPRINGS NC 280170047, BOILING SPRINGS, NC 28017-0047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 29, 2017
Property Address	2725 S POST RD, SHELBY, NC 28152-8216
Document Number	0017512352
Book / Page	001751 / 002352
Instrument Date	Sep 29, 2017
Instrument	5346
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2725 S POST RD SHELBY NC 281528216, SHELBY, NC 28152-8216

Mortgage

Document Number	17512336
Date	Sep 29, 2017
Book Page	001751/002336
Instrument	5345

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 29, 2017
Property Address	2725 S POST RD, SHELBY, NC 28152-8216
Document Number	0017512332
Book / Page	1751 / 2332
Instrument Date	Sep 29, 2017
Instrument	2017-005344
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 HENDRICK LAKE RD, 1110, SHELBY, NC 28150-9380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 S POST RD, SHELBY, NC 28152-8216

Tax Assessment & Valuation

The 2026 property tax bill for 2725 S Post Rd was $791, up 6.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00 (+6.32%)	$117,311 (-) Land $14,408 Building $102,903	$117,311 (-) Land $14,408 Building $102,903
2025	$744.00	$117,311 Land $14,408 Building $102,903	$117,311 Land $14,408 Building $102,903
2023		$77,811 Land $10,085 Building $67,726	$77,811 Land $10,085 Building $67,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2725 S Post Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 S Post Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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