2725 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 2725 Ridge Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,349 sqft · built 1974
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$909 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN47W210002800

Property Details

APN / Parcel Number

Primary APN47W210002800
Alternative APNs
  • 006650
  • 6650

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area2,349 sqft Adjusted Area
1st Floor Area1,608 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number006650
Street Address2725 RIDGE RD
CityCOLUMBUS
StateMS
Zip39705-3171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT IN SW4 OF NE4 RIDGE RD
Legal Range18W
Legal Township17S
Legal Section27
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1011
Census Tract302

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2725 RIDGE RD, COLUMBUS, MS 39705-3171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Oct 16, 2019Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 1992
Deed SaleMay 29, 1992
Deed Document Number0000009689
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2725 RIDGE RD, COLUMBUS, MS 39705-3171
Document Number0020206036
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2725 RIDGE RD COLUMBUS MS 397053171, COLUMBUS, MS 39705-3171

Mortgage

Document Number0020206036
DateMar 24, 2020
Book Page002020/006036
Lender
NameBANCORPSOUTH
TypeBank
AddressCOLUMBUS, MS 39705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 23, 2030
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2725 RIDGE RD, COLUMBUS, MS 39705-3171
Document Number0020193849
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2725 RIDGE RD COLUMBUS MS 397053171, COLUMBUS, MS 39705-3171

Mortgage

Document Number0020193849
DateNov 6, 2019
Book Page002019/023849
Lender
NameBANCORPSOUTH
TypeBank
AddressCOLUMBUS, MS 39705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 5, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$909.00 (+2.48%) Homeowner's exemption$10,749 (+12%)$107,490 (+12%) Land $18,750 Building $88,740
2024$887.00 (+15.19%)
2023$770.00 Homeowner's exemption$9,597$95,970 Land $18,750 Building $77,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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