2725 Ralph St, Granite City, IL 62040 Property Records

Madison County property record for 2725 Ralph St, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1943
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Oct 2022)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale & Mortgage + 3 more
APN	`22-2-20-17-09-106-036`

Property Details

APN / Parcel Number

Primary APN	`22-2-20-17-09-106-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2725 RALPH ST
City	GRANITE CITY
State	IL
Zip	62040-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHLANDS ADD LOT 7 40X125
Legal Subdivision	NORTHLANDS ADDN
Legal Lot Number	7
Jurisdiction	MADISON IL
Township / Civil Division	GRANITE CITY
Census Block Group	2
Census Block	2017
Census Tract	400101

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY COMMUNITY DEV
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Nov 19, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 7, 2020	Grant Deed, Transfer COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC
Oct 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	202232378
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035578
Date	Nov 4, 2022
Instrument	2022R35578

Lender

Name	MADISON COUNTY COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 4, 2022
Property Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Document Number	0000032378
Map Reference	PB 14 PG 58
Instrument Date	Oct 3, 2022
Instrument	2022R32378
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935

Mortgage

Document Number	0000032379
Date	Oct 4, 2022
Instrument	2022R32379

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 19, 2020
Property Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Document Number	0000042522
Map Reference	PB 14 PG 58
Instrument Date	Nov 17, 2020
Instrument	2020R42522
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	METRO TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935

Mortgage

Document Number	0000042523
Date	Nov 19, 2020
Instrument	2020R42523

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Apr 7, 2020
Property Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Document Number	0000011130
Instrument Date	Feb 20, 2020
Instrument	11130
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4041 SARA ST GRANITE CITY IL 620404210, GRANITE CITY, IL 62040-4210

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Oct 18, 2019
Property Address	2725 RALPH ST, GRANITE CITY, IL 62040-4935
Document Number	0000033667
Instrument Date	Oct 2, 2019
Instrument	33667
Transaction Type	Foreclosure
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1101 LAKELINE BLVD #325 AUSTIN TX 78717, 325, AUSTIN, TX 78717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Granite City Township
Municipality	Granite City
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (+13.25%)	$25,370 (+33.67%) Land $3,370 Building $22,000	$76,110 (+33.53%) Land $10,110 Building $66,000
2024	$1,479.00 (-22.08%)
2022	$1,898.00	$18,980 Land $2,520 Building $16,460	$56,997 Land $7,568 Building $49,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-GRANITE CITY private · serves 33,572 people · EPA ID IL1195030
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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