2725 Highview Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2725 Highview Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,044 sqft · built 1960
Lot Size	0.217 acres (9,450 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Dec 2024)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-03-301-025`

Property Details

APN / Parcel Number

Primary APN	`8813-03-301-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Finished Basement	625 sqft
Unfinished Basement	1,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2725 HIGHVIEW AVE
City	WATERLOO
State	IA
Zip	50702-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAVEN ADDITION LOT 77
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	SOUTHAVEN ADDITION
Legal Lot Number	77
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	1301

Owner

Source: Black Hawk County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2725 HIGHVIEW AVE, WATERLOO, IA 50702-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Dec 21, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2024 · Amount on Record
Deed Sale	Dec 21, 2024 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	20248167
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2725 HIGHVIEW AVE, WATERLOO, IA 50702-5715
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400008169
Date	Dec 21, 2023
Instrument	202400008169

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 5, 2039

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 21, 2023
Property Address	2725 HIGHVIEW AVE, WATERLOO, IA 50702-5715
Document Number	202400008167
Instrument Date	Dec 13, 2023
Instrument	202400008167
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 HIGHVIEW AVE, WATERLOO, IA 50702-5715

Mortgage

Document Number	202400008169
Date	Dec 21, 2023
Instrument	202400008169

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 5, 2039

Mortgage

Document Number	202400008168
Date	Dec 21, 2023
Instrument	202400008168

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 Homeowner's exemption	$186,550 (+18.53%) Land $24,260 Building $162,290	$186,550 (+18.53%) Land $24,260 Building $162,290
2024	$3,612.00 (+40.76%)
2023		$157,380 (+25.21%) Land $24,260 Building $133,120	$157,380 (+25.21%) Land $24,260 Building $133,120
2022	$2,566.00 Homeowner's exemption	$125,690 Land $24,260 Building $101,430
2021			$125,690 Land $24,260 Building $101,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon.

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