2725 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2725 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,554 sqft · built 1983
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Tax Bill	$7,874 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`272-0220-031-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0220-031-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	1,301 sqft
2nd Floor Area	1,253 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	52,708 sqft
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Pool Area	14,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2725 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL PREVAS
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage ZERO POINT LOANS INC
Mar 6, 2023	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Dec 30, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL PREVAS
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage ZERO POINT LOANS INC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUESTONE T & S TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2022
Transfer Doc	2022000804
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	0000001696
Date	Aug 11, 2021
Instrument	202108111696

Lender

Name	MICHAEL PREVAS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	0000001697
Date	Aug 11, 2021
Instrument	202108111697

Lender

Name	ZERO POINT LOANS INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92120

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	0000000307
Date	Mar 6, 2023
Instrument	2023030600307

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.06%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 30, 2022
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Document Number	0000000804
Map Reference	MB 108 MAP 29
Instrument Date	Oct 19, 2022
Instrument	2022123000804
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	8110000001696
Date	Aug 11, 2021
Book Page	20210811/1696

Lender

Name	MICHAEL PREVAS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	8110000001697
Date	Aug 11, 2021
Book Page	20210811/1697

Lender

Name	ZERO POINT LOANS INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92120

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2725 GARFIELD AVE, CARMICHAEL, CA 95608-4707
Document Number	1907310209
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2725 GARFIELD AVE CARMICHAEL CA 956084707, CARMICHAEL, CA 95608-4707

Mortgage

Document Number	1907310209
Date	Jul 31, 2019
Instrument	1907310209

Lender

Name	BLUESTONE T & S TRUST (PT)
Address	PO BOX 19001, SAN DIEGO, CA 92159-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 30, 2021

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,431 (+2%) Land $360,737 Building $308,694
2025	$7,874.00 (+2.17%) Homeowner's exemption	$656,306 (+4.04%) Land $353,664 Building $302,642
2024	$7,707.00 (+1.62%)
2023	$7,584.00 (+2.06%) Homeowner's exemption	$630,823 Land $339,932 Building $290,891
2022	$7,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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