Frederick County property record for 2725 Garden Gate Cir, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,018 sqft · built 2024 |
| Lot Size | 0.176 acres (7,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $917,620 (Jul 2024) |
| Tax Bill | $10,197 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-605835 |
| Primary APN | 02-605835 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,018 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,678 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 605835 |
|---|---|
| Street Address | 2725 GARDEN GATE CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 BLK O 7,678 SQ FT BLOOMFIELDS |
| Legal Block | O |
| Legal Lot Number | 26 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 751301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 2725 GARDEN GATE CIR, FREDERICK, MD 21702-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2024 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Mar 26, 2024 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2024 · Amount on Record |
| Deed Document Number | 0169580163 |
| Deed Book / Page | 16958 / 163 |
| Last Transfer Date | Nov 13, 2024 |
| Transfer Doc | 0171110226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 26, 2024 |
| Property Address | 2725 GARDEN GATE CIR, FREDERICK, MD 21702-1565 |
| Document Number | 0169580163 |
| Book / Page | 16958 / 163 |
| Map Reference | MB 109 PG 94 |
| Instrument Date | Jul 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,588.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD, GAITHERSBURG, MD 20878-1409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2725 GARDEN GATE CIR, FREDERICK, MD 21702-1565 |
| Document Number | 0016958167 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 16958/167 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 26, 2024 |
| Property Address | 2725 GARDEN GATE CIR, FREDERICK, MD 21702-1565 |
| Document Number | 0168070010 |
| Book / Page | 16807 / 10 |
| Map Reference | MB 109 PG 94 |
| Instrument Date | Mar 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # ST3RD, ST3RD, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 656 QUINCE ORCHARD RD, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,197.00 Homeowner's exemption | $553,800 Land $115,200 Building $438,600 | $553,800 Land $115,200 Building $438,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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