2725 E Ashby Rd, Midland, MI 48640 Property Records

Midland County property record for 2725 E Ashby Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,392 sqft · built 1946
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Apr 2023)
Tax Bill$3,087 (2024)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120-029-200-776-00

Property Details

APN / Parcel Number

Primary APN120-029-200-776-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,392 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Lot Area43,560 sqft (1 acres)
Lot Dimensions627 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2725 E ASHBY RD
CityMIDLAND
StateMI
Zip48640-8979
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 29 T14N R2E COM 313.5 FT W OF CEN OF SEC, TH N 660 FT, E 66 FT, S 660 FT, W 66 FT.
Legal Range02E
Legal Township14N
Legal Section29
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1039
Census Tract290500

Owner

Source: Midland County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2725 E ASHBY RD, MIDLAND, MI 48640-8979
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 21, 2021Warranty Deed, Transfer · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Prior SaleDec 21, 2021 · Amount on Record
Deed Book / Page1664 / 371
Prior Transfer DateMay 1, 2000
Prior Transfer Doc0956001273
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateApr 11, 2023
Property Address2725 E ASHBY RD, MIDLAND, MI 48640-8979
Document Number001664/371
Book / Page1664 / 371
Instrument DateApr 5, 2023
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyMICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 BALSA DR, PHENIX CITY, AL 36869-3491

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E ASHMAN ST, MIDLAND, MI 48642-4693

Mortgage

Document Number0001664373
DateApr 11, 2023
Instrument1664/373
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateDec 21, 2021
Property Address2725 E ASHBY RD, MIDLAND, MI 48640-8979
Document Number01652/1113
Book / Page1652 / 1113
Instrument DateDec 17, 2021
Transaction TypeTransfer
Record UpdatedJan 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2725 E ASHBY RD, 2725, MIDLAND, MI 48640-8979

Transferred To (Grantee/Buyer)

NameVerified Name
Address4465 DUFFIELD RD, FLUSHING, MI 48433-9710

Mortgage

Document Number01652/1050
DateDec 20, 2021
Book Page1652/1050
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address2725 E ASHBY RD, MIDLAND, MI 48640-8979
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1641/782
DateJan 15, 2021
Book Page1641/782
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 11, 2041

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionMidland Charter Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,200$198,400
2024$3,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims48 (1982–2020)
Claims Outside the SFHA4 of 48
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 7 claims
  • Flooding, Apr 2013 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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