Charlotte County property record for 2725 Deborah Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,387 sqft · built 1987 |
| Lot Size | 0.22 acres (9,596 sqft) |
| Owner | Trust Name on File |
| Last Sale | $517,000 (Dec 2018) |
| Tax Bill | $6,521 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-14-361-007 |
| Primary APN | 41-22-14-361-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 3,335 sqft |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Ceramic Tile |
| Lot Area | 9,596 sqft (0.22 acres) |
| Garage Type | Finished |
| Garage Area | 496 sqft |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 452 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004695326 |
|---|---|
| Old Parcel Number | 00951330210006 |
| Street Address | 2725 DEBORAH DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 012 0132 0021 PUNTA GORDA ISLES SEC12 BLK132 LT21 548/1252 906/355 1810/984 1878/2031 4388/1924 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 14 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 132 |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10405 |
2725 Deborah Dr is owner-occupied and held in a trust since December 2018.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2725 DEBORAH DR, PUNTA GORDA, FL 33950-8182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on File |
| Deed Sale | Dec 14, 2018 · Amount on File |
| Prior Sale | Apr 2, 2001 · Amount on File |
| Deed Document Number | 2669674 |
| Deed Book / Page | 4388 / 1924 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2725 DEBORAH DR, PUNTA GORDA, FL 33950-8182 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2725 DEBORAH DR, PUNTA GORDA, FL 33950-8182 |
| Document Number | 0046391006 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 4639/1006 |
| Instrument | 2857127 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 2725 DEBORAH DR, PUNTA GORDA, FL 33950-8182 |
| Document Number | 0043881924 |
| Book / Page | 4388 / 1924 |
| Map Reference | MB 8 PG 6 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2669674 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | SOUTH TAMPA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,619.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1520 ATARES DR UNIT 112, 1520, PUNTA GORDA, FL 33950-8567 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2725 DEBORAH DRIVEG, PUNTA GORDA, FL 33950-8182 |
| Document Number | 0002669675 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2669675 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 2725 Deborah Dr was $6,521 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,521.00 Homeowner's exemption | $433,388 | $783,110 Land $425,000 Building $358,110 |
| 2023 | $408,750 (+4.5%) | $771,301 (+11.53%) Land $425,000 Building $346,301 | |
| 2022 | $6,273.00 Homeowner's exemption | $391,149 | $691,566 Land $320,450 Building $371,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2725 Deborah Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 379 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 81 condo units |
| Nearby Flood Claims | 21 (1992–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2725 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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