2725 22nd Ave, Central City, NE 68826 Property Records

Merrick County property record for 2725 22nd Ave, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1978
Lot Size	0.234 acres (10,212 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Oct 2025)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0003274.00`

Property Details

APN / Parcel Number

Primary APN	`0003274.00`
Alternative APN	`3007-09-0-10405-001-3274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,212 sqft (0.234 acres)
Lot Dimensions	111 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	174 sqft
Balcony Area	366 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2725 22ND AVE
City	CENTRAL CITY
State	NE
Zip	68826-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PLAIN ADD N 50' LOT 14 & ALL LOT 15 & S 37' LOT 16 BLK 1 45-4CC (10212 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	09
Legal Subdivision	PLAIN ADD
Legal Block	1
Legal Lot Number	14-16,S
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3060
Census Tract	966800

Owner

2725 22nd Ave is owned and occupied by an individual who bought it in October 2025.

Source: Merrick County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2725 22ND AVE, CENTRAL CITY, NE 68826-9751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 3, 2023	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Feb 3, 2023
Deed Document Number	20251404
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	2725 22ND AVE, CENTRAL CITY, NE 68826-9751
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MELODY LN, GRAND ISLAND, NE 68803-7004

Mortgage

Document Number	0202501405
Date	Oct 22, 2025
Instrument	2025-01405

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Feb 3, 2023
Property Address	2725 22ND AVE, CENTRAL CITY, NE 68826-9751
Document Number	0202300133
Instrument Date	Jan 27, 2023
Instrument	2023-00133
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	EMPIRE SETTLEMENT SERVICES, EMPOWER SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 22ND AVE, CENTRAL CITY, NE 68826-9751

Mortgage

Document Number	0202300134
Date	Feb 3, 2023
Instrument	2023-00134

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Apr 5, 2017
Property Address	2725 22ND AVE, CENTRAL CITY, NE 68826-9751
Document Number	000845/588
Book / Page	845 / 588
Instrument Date	Mar 30, 2017
Instrument	201700432
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201700433
Date	Apr 5, 2017
Instrument	201700433

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2725 22nd Ave was $1,998.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,785 (+5.59%) Land $26,550 Building $160,235	$186,785 (+5.59%) Land $26,550 Building $160,235
2025	$1,998.00	$176,890 Land $26,550 Building $150,340	$176,890 Land $26,550 Building $150,340
2023	$2,366.00	$163,615 Land $13,275 Building $150,340	$163,615 Land $13,275 Building $150,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2725 22nd Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 22nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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